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  • marliepanda
    marliepanda Posts: 7,186 Forumite
    sazzyc10 wrote: »
    Also why bother to invoice my mum if they were just going to take it out of her account? We have no problem with paying the amount and I really don't like the tone. All i'm asking is is this legal?

    So she had proof as executor of the will of where the money had gone?

    Almost certainly yes.

    Does your mum have the money to pay? Would the wake not have gone ahead without the home knowing they had enough funds to cover the cost?
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    edited 6 April 2017 at 9:20PM
    sazzyc10 wrote: »
    I don't think any of you understand that they have taken money without permission. All funeral expenses will be paid and we didn't expect the wake to be free. We are quite happy to pay for it but when and how is up to my mum not the home

    WHEN the wake is paid for is absolutely not up to your Mum. Thats up to the people providing the wake.

    If she wants control of 'how' it is paid, then ask your mother to take a chunk of cash or a cheque or credit card to the home.

    Say 'here is the balance of what I owe you, now please return my mothers cash.'

    And there will be zero difference, but you'll be happy.
  • Robin9
    Robin9 Posts: 12,910 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a lovely wish of your Gran to have the wake at the home where she lived so that her friends could attend.

    Your gran would be happy with the send off.



    The invoice would have been raised to keep the home's accounts in balance.
    Never pay on an estimated bill. Always read and understand your bill
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sazzyc10 wrote: »
    I don't think any of you understand that they have taken money without permission. All funeral expenses will be paid and we didn't expect the wake to be free. We are quite happy to pay for it but when and how is up to my mum not the home

    Yes I understand about the money being taken without permission but that money whether you mum had it or not would have been used to pay for the wake.
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's possible that the home thought (a) there's enough money in the 'pot' and at least this way we know the bill will be paid [perhaps they've had trouble with this in the past]; or (b) the family will have enough paperwork to handle, let's make this easy for them [and maybe other families have asked for this method].

    When organising the wake, did your Mum discuss payment methods?

    Either way, it's all going to work out the same - the bill would be paid from the estate. It's just been paid a little early.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • Keep_pedalling
    Keep_pedalling Posts: 21,628 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    The money your gran had paid into the pot was to be used for services provided by the home and and was held in an account owned and controlled by the home, equivalent to a client account I suppose. Your gran was the one who requested the wake, so this is the last service they provided for her and I can't see that they have done anything wrong in taking the money.

    If she had enough in the pot to pay for it it is even possible she paid in enough in advance so this expense was covered.
  • Nursing Homes are businesses, never, ever forget that.

    You'll probably find somewhere in the small print that any costs incurred by the home for your grandma will covered by any funds in this 'pot'.

    I have similar clauses in my bank accounts. If I have any unpaid overdrafts, the bank are entitled to use any savings I may have with them to repay it.

    If they have access to funds to cover a debt. They can use it. I don't see that as unreasonable.
  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    sazzyc10 wrote: »
    I don't think any of you understand that they have taken money without permission.

    You gave permission when you contracted them to provide the wake.

    You are correct that the money has to be divided a certain way, and this is it. It's the same as when a deceased person has £1,000 in a bank savings account and owes £800 to the bank on their credit card. The bank is entitled to deduct the debt and pay out the net amount of £200, even if there are bigger debts or funeral costs.
    We are quite happy to pay for it but when and how is up to my mum not the home

    For someone who is happy to pay you are kicking up a lot of fuss about it. I don't think this is what your gran wanted when she made her funeral arrangements.
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Honestly it's clear that mum can't afford the wake and was hoping it was either free or she could pay it off over an unarranged longer period of time without telling them
  • pollypenny
    pollypenny Posts: 29,440 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You've asked a business to provide a service and been charged for that service.

    Perfectly normal.
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
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