PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Landlady asking me to pay this month's rent again

2

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Can you confirm that this exact payment method is what you have used successfully in previous months? If so then it seems very unlikely that the money would be routed to a suspense account unless the receiving bank had a system issue at the time the transfer was done. A possibility is that there was a glitch in the Faster Payments system at that time, I'm not entirely sure what would happen to the money in that circumstance.

    Anyway, as many other posts have said already, you need to be speaking to your bank to ask them to trace the payment. It's pretty much certain that they, or the receiving bank at their request, will be able to locate it.
  • When did you do the payment?

    Did you ask for the payment to be made as soon as possible or on a specific date?
  • jlaw4
    jlaw4 Posts: 122 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I work for RBS/natwest and have dealt with many cases like this.

    It will now show you a FP reference on your halifax statement (if not, ring and ask for it) including the time it was sent. Give this to your LL and they will be able to get Natwest to do a FP check. Most likely the money has either been returned or has been paid via bacs which takes a lot longer.

    You can both ask your banks for traces, but mainly it will be halifax as they are the sending bank.
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    davidmcn wrote: »
    None at all.


    Exactly, the bank will fix this no problem.
  • Guest101
    Guest101 Posts: 15,764 Forumite
    Seriously - without being funny - how can you think you'd have to pay twice and £400 is just 'lost'?
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Out of interest, what level of accommodation are you getting for 400 p.m?
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Guest101 wrote: »
    Seriously - without being funny - how can you think you'd have to pay twice and £400 is just 'lost'?


    The landlady thinking this as well is even more worrying?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The landlady thinking this as well is even more worrying?
    We only ever hear one side.

    maybe (I've no idea) the LL is thinking: "I've not received my rent. The tenant is making excuses." (maybe not the 1st time rent is late - who knows?). LL is simply saying: "You need to pay the rent."
  • My bank are currently looking into it for me, but the guy on the phone said it could take up to five weeks. Is this normal?
    :o
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is it normal that it will take 5 weeks? No.

    Is it normal that you are told it could take up to five weeks? Yes.

    They might resolve it in 24 hours, but if they have problems, or the other bank fails to respond at first, or the 2 banks struggle to trace the money, it might take 5 weeks. Unlikely though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.