How big is your credit?

Mrs_Ryan

My limits are so embarrassingly awful I'm not sure I should admit to them! £600 on one and £100 on another. The £600 is on an Aqua Classic at the lower end of their APR's.

Former_E.ON_Company_Representative:_Malc

ThursdaysChild wrote: »

I put bills (that aren't on a Direct Debit) on credit cards where there is no CC fee (like my electricity and gas with EON)

Hello ThursdaysChild and sorry to go off topic but wondered if you knew you can save money by paying us for your energy with a Monthly Direct Debit? Customers paying this way have lower daily standing charges. Saves about £35 per fuel per year. They're easy to set up and can be done online if you've registered with our website.

There's a Direct Debit Manager online as well to give you more control over the arrangement. Comes in handy should circumstances change. Provided the account is billed up to the latest meter readings, payments can be changed by up to 20 per cent up or down. By up to 5 per cent up or down without readings. There's more details on our website.

Sorry again to go off topic ThursdaysChild but hope you find this useful.

Malc

bertiewhite

Virginmoney - £13000 (Balance £300)
Barclaycard - £6000 (Balance £4300 - 0% Balance Transfer)
Tesco - £5000 (Balance £200)
Halifax - £3500 (Balance £3100 - 0%)

Vxs

MBNA Credit Card - (Credit Limit: £6000) - Balance: £0
Nationwide Credit Card - (Credit Limit: £4500) - Balance: £0
Barclaycard Credit Card - (Credit Limit: £5500) - Balance: £0
Halifax Credit Card - (Credit Limit: £7300) - Balance: £4515.49

Total Credit: £23,400

MallyGirl

I stooze and currently have £40k on cards at 0% - total credit limits sum to £62k with highest limit £18k. I have been doing this a while and could pay them off tomorrow but instead the money is offsetting the dregs of my mortgage so earning me equiv of 3.9% or is in 5% and 6% bank accounts.