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April Penny Pincher Challenge

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  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :)

    Chugging along on the April Penny Pincher express and this morning I have......

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Made a payment into one of my savings accounts (1 point)
    Today is NSD No.15 (1 point) - Reached my monthly target of 15 NSDs :D
    Sold 4 items on the Bay yesterday (4 points) - Hopefully, more to sell today ;)

    Adding 8 points to my total

    Wishing you all a super day and a wonderful Bank Holiday :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    dreamtruce wrote: »

    It's all lovely that you're all doing so well. I'm not doing as well as I thought though I have racked up some more points.

    Given the circumstances dreamtruce, I think you're doing well with the points :);)

    ...................Last night I made a list of how to save more money or to save money to emergency funds, what to do to be financially stable etc.

    You sound as though you are getting organised and planning well ahead, which is great! :);)

    Wishing you both a super Bank Holiday :)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :) - Hope you are all ok :);)

    Chugging along on the April Penny Pincher express and this morning I have......

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Made a payment into one of my savings accounts (1 point)
    Today is NSD No.16 (1 point)
    sold 6 items on the Bay yesterday (6 points)

    Adding 10 points to my total

    Wishing you all a great APPDay :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • dreamtruce
    dreamtruce Posts: 101 Forumite
    I checked my bank account yesterday & today (2pts)
    Today I will be taking my own lunch (+1 pt)


    At the weekend me & the mister brought a sofa and agreed that we are going halves on pretty much everything, which is nice. We just need to decide on a coffee table & TV unit now.

    So much to pack & do this week and so little time !

    How you have a APP Day too ! You're all doing so well.
    Home Deposit: £100.61|BULSFund: £50.00|EmergencyFund: £89.76 | Retirement: 5.21| Xmas 17:£10.00 |July NSD:1 / 15
  • intheearlyhours
    intheearlyhours Posts: 12 Forumite
    Good morning everyone :)

    Updating with the last 2 days APP points:

    went for a walk each day - 2 points
    20ps into a pot - 2 points
    entered for freebies/competitions - 1
    checked and purged emails - 2

    Still trying to be giving and be grateful each day (I think I'll count these as one challenge) so 2 points for the last 2 days.

    So 9 points and up to 23 now.

    Hope everyone has a good day.

    intheearlyhours
    Make £10 a day June £0/£300
    1 debt v 100 days £20/£3000 End 13 September
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :)

    Great going with all the points :T

    Chugging along on the April Penny Pincher express and this morning I have......

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Made a payment into one of my savings accounts (1 point)
    Today is NSD No.17 (1 point)
    Listed 6 items on the bay yesterday (6 points)

    Adding 10 points to my total

    Wishing you all a super APPDay :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Giood morning everyone :)

    Chugging along on the April Penny Pincher express and I have......

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Made 2 payments into my savings accounts (2 points)
    Opened a new Regular Saver yesterday (1 point)
    Set-up monthly SO for Regular Saver yesterday (1 point)
    Today is NSD No.18 (1 point)
    Swapped magazines yesterday (1 point)

    Adding 8 points to my total

    Wishing you all a super APPDay! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • dreamtruce
    dreamtruce Posts: 101 Forumite
    Hey guys, sorry I haven't updated or anything.

    Me and my parents had a horrible dispute and it got messy, so I left for two days and stayed at my boyfriends current house. The Last few days at home won't be enjoyable... But I gotta make the best of it at least for myself.

    I'll be home tonight and tomorrow then Saturday I'll be moving / packing my things.

    I haven't done anything this week to save money really... If I'm honest I'm not in a good place right now to focus on money issues.

    Does anybody count money that they owe to family as "family debt" or just class it as iou but not worry too much about it?
    Home Deposit: £100.61|BULSFund: £50.00|EmergencyFund: £89.76 | Retirement: 5.21| Xmas 17:£10.00 |July NSD:1 / 15
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning folks :)

    Chugging along on the April Penny Pincher express and this morning I have......

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Today is NSD No.19 (1 point)

    Adding 3 points to my total

    Wishing you all a great APPDay! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • dreamtruce
    dreamtruce Posts: 101 Forumite
    Checked bank account +1
    I used my backpack instead of a 5p bag+1

    Ohh I'm excited for the weekend
    Home Deposit: £100.61|BULSFund: £50.00|EmergencyFund: £89.76 | Retirement: 5.21| Xmas 17:£10.00 |July NSD:1 / 15
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