April Penny Pincher Challenge

Jo_Blogs

Good morning everyone

Great going with the challenge and points :T

Checked my bank account(s) (1 point)
Checked my savings account(s) (1 point)
Made a payment into one of my saving accounts (1 point)
Today will be NSD No.4 (1 point)

Adding 4 points to sig

Hope everyone has a great day :D

dreamtruce

Today i will be claiming an NSD, I did buy a bus ticket to get me to & from Work (1pt)
I have £0.00 until tonight when I get paid *shock horror*
I'm up to 5 points in total !

I was so hungry after leaving work that I almost brought something from the local tesco but I braved out my hunger and waiting for my dad to cook tea. When I got home I ate some cereals to curb the hunger. I took lunch today from home & had some snacks from yesterday left over.

I'm going to change my list - most of the stuff I can't put in force until next month when I'm actually living in my new house due to my last night at home changing to the last friday of the month.
I hope this is okay - you can change yours at any point if you need to.

Sorry there's been a lot of changes/new things with this challenge but it's the first run so it's all a test run really.

funfairprincess

Hi all x

Took lunch to work and a bottle of water. So just 2 points for me today.

dreamtruce

I'm getting £50 coming into my account soon due to mix up between me + spotify as well, !
Yay more money for the new home or fun depending on our situation.

We have a second viewing to see our house again on Saturday, I hope the renovation has been done, I really want to see what the colours + carpets are like.

Jo_Blogs

Good morning everyone

Great going with the points :T

So far today I have:

Checked my bank account(s) (1 point)
Checked my savings account(s) (1 point)
Made a payment to my savings account (1 point)
Today will be NSD No.5 (1 point) - Got my NSD 5 in a row :j
Sold some items on the Bay yesterday (1 point)

Will add 5 points to sig

I forgot to say, all the best with the second viewing on the house dreamtruce. I'm sure it will be great

dreamtruce

Here is my new list, new items are marked with *

Keep an expense log *
Create a budget for each month
Have a monthly goal of a certain amount of No Spend Days - 20 NSD
Use loyalty cards or loyalty apps always
Walk/bike to work
Only go “luxury” shopping when you have 5+ items on your list or buy everything you need in one trip
Create a visual reminder of your goals
Take your meals to work *
Organise a finance ‘day’ or hour to check through all financials and to do tasks such as couponing etc.
Check your bank account(s) regularly *
Get cheaper Water/gas/electricity/phone/internet bills
Reuse your shopping bags*
Set up an emergency fund and or keep an emergency stash of
money,If you don’t use it in that month, put it in savings/piggy bank
Pay with cash & keep accountable
Have a holding pot / Sealed pot *


Tonight will be a spend night - it's planned;
I need to get easter eggs, foundation (have none at all), the last bits to move out.
I'm hoping because I do everything tonight i dont have to worry about going out all the time int this month.

I've already checked my bank account this morning - +1pt
about to make my lunch to take to work.

septemberblues

How many points a month are people aiming for? I'm up for this, just going to print out the list/s.......then count me in! How do people remember to come back to this thread daily, I've got a memory like a sieve.....

funfairprincess

Hi

September I just log in after work to remember. As for points I'm aiming to get as many as I can.

Points today
Check bank account 1pt
Took lunch to work 1pt
Water to work 1pt
Pound shop for lunch things 1pt
Updated spending log 1pt

Hard day at work so I'm off to flop on the sofa

dreamtruce

septemberblues wrote: »

How many points a month are people aiming for? I'm up for this, just going to print out the list/s.......then count me in! How do people remember to come back to this thread daily, I've got a memory like a sieve.....

First & foremost, Welcome to the challenge!
That is a question I haven't even thought about before. I guess with this challenge is to make it your own. What may work for others may not work for you... as you can see Jo Bloggs is flying with lots of points where as I only have a couple. I think this challenge should just be whatever is comfortable yet challenging for you.

I only just remember to go on daily *giggles lots*
You don't have to go on daily but I'm really glad everybody does. I think it's important to create a community within challenges aha.

Today
* I used my re-useable shopping bags,
* I shopped in pound shops & also got a slightly cheaper foundation than usual, I also brought some new make-up brushes from primark instead of buying those horrendously expensive ones
*I DID buy a multi-pack of chocolates bars & Skips crisps

Although, I did splash out as I brought myself 2 summery trousers, Sleeping mist (I have trouble winding down and relaxing) and some massage oil...because I get tense and snappy and i feel it a lot in my muscles and also where I pick up children all the time...it strains a little.

I also brought some things for the new house, I tried to get everything as cheap as possible but I purchased a stone wear toilet brush (well the pot is) for £2 ... it looks a lot nicer than those horrible white square plastic ones.

Tomorrow I will be riding my bike to & from work, I'm about to write down expenses.

How did your days go?

Jo_Blogs

Good morning everyone

Great going with all the points :T

septemberblues wrote: »

How many points a month are people aiming for? I'm up for this, just going to print out the list/s.......then count me in! How do people remember to come back to this thread daily, I've got a memory like a sieve.....

Hi September Great to have you on board
Sort of the same as funfairprincess, except I log in in the morning and afternoon
As for points, yes, I'm aiming to accumulate as many as possible during the month

This morning I have:

Checked my bank account(s) (1 point)
Checked my savings account(s) (1 point)

Will be back this afternoon to update as I need to go food shopping, so will have more points to add when I get back

Hope everyone has a great day