April Penny Pincher Challenge

dreamtruce

Aha thank you , I need to just post them off now. I do have lot more to add on bay but will have to wait until I am home. You're welcome! You are do so well in this challenge. I haven't really started this challenge properly as I get paid Wednesday so a bit limited to what I can do at the moment.
I also need to wait until we've moved in to sort utilities and things.

My cancellation on my gadget insurance went through yesterday.
I put another £8 into my Christmas saving pot, trying to make up for lost time - want to be super organised this year

dreamtruce

I've added a PDF document of the penny pincher master task list
and a PDF file for members to print out &
write their 15 goals for the month and tally chart with a section
for total points of the month, extra tasks and reflection of the month.
Those links can be found on the first post telling you about this challenge.


I've also added some more tasks to the list.
I've separated the tasks into 2 sections as there were some
I thought would work well in this challenge that are from other MSE challenges;
NO I don't take credit for them as they aren't thought of by myself.


Hope your sunday is being kind to you & hope you have fun!
We're off to Carvery for dinner...he wanted one badly
and been thinking about it all morning
and was going to take us out for breakfast (but we woke up too late)

Jo_Blogs

Made a payment into one of my savings account today (1 point)
Checked my bank account(s) (1 point)
NSD No. 2 today (1 point)
Updated my expenses list (1 point)
Started my 4th month of no clothes buying (1 point) - Although I've got my eye on a special Bay purchase, which I really do need, and it will save me quite a bit.
Listed some stuff on the Bay - will add points if I get any sales

funfairprincess

Hi all x

Checked bank balance before I went to the atm then Made a list before I went shopping and paid cash, updated my spending log, meal plan drawn up with mostly fling in the SC meals as I'm working all week

5 points

dreamtruce

I moved the money from my Xmas account into my moving out fund because I need that money more at the moment.

I won't claim today as a no spend day, my boyfriend was going to pay for Sunday lunch but I felt bad so sent him my half of the bill because he's already spent £75 on taxi's for me from his wages.(I aim to pay him back all of itbut have to be sneaky about it as he doesn't ask for it back or he doesn't take it from me. Yay for being able to send money through my bank account)

indigowarrior

I have earned 4 point so far. I took a water bottle to the park and claimed my second nospend day

dreamtruce

Jo_Blogs wrote: »

Made a payment into one of my savings account today (1 point)
Checked my bank account(s) (1 point)
NSD No. 2 today (1 point)
Updated my expenses list (1 point)
Started my 4th month of no clothes buying (1 point) - Although I've got my eye on a special Bay purchase, which I really do need, and it will save me quite a bit.
Listed some stuff on the Bay - will add points if I get any sales

Are these new points to be added to the 17 already have?

Is everyone counting 1 No Spend Day as a tally / 1 point?
Unsure of how i should track this.


Plan of action for this week
This week is my report week in work so I may not complete all my home tasks however I will try. Everything with a * at the start of the task is my work to-do list.

Monday
Pack CDs,Dvds,Funko pops,
Bike it to and from work
Write up 1 summative report on paper
Put ebay sales in an envelope ready to send
* Write summative notes on all key children / half of key children
* See manager to get help with next steps & baselining children

Tuesday
Write up 2 summatives on paper
Sort down the side of the bed
Check Natwest for PP code
Bike to and from work
* Type 1 report
* Write summative notes on rhe other half of key children if not done Monday

Wednesday
Go shopping for home things
Add expenses to expense list
Pack up things brought
* Type up 1 report

Thursday
Pack to stay overnight over my boyfriends
Sort out wardrobe or do a little at a time
Write rest of reports up
Bike to and from work
Check PP code if not received Tuesday
* Type up 1 report

Friday
Over Adams - until Sunday.
* Type up remaining reports in work

Jo_Blogs

Good morning everyone

dreamtruce wrote: »

Are these new points to be added to the 17 already have?

Yes - I'm working on the fact that each time I do something related to my 15 choices I add 1 point. Does that work for everyone else?

Is everyone counting 1 No Spend Day as a tally / 1 point?
Unsure of how i should track this.

As above........Unless others want to do it a different way

Hope everyone has a great day

Update for today:

Checked my bank account(s) (1 point)
Made a payment into one of my saving accounts (1 point)
Auto-payment into a RS account (1 point)
NSD No.3 (1 point)

I'm tallying my points in my MSE sig so I don't forget or miss any :-)

dreamtruce

Jo Blogs, No that way to track NSDs are cool with me, I was wondering thats all as I was going to do it that way anyway. Everybody is making such progress with this challenge! Well done guys.

Tasks I did today
5.walk or bike it to work - 1pt
I rode my bike to work but I don't think I'd be able to anymore. My knee's are in so much pain (I have an unknown muscle weakness that makes my knees swell, give out and just in pain).

NO nsd for me today. I brought some food & drinks for my lunch
I don't have to worry about reports, it's not my week to do them. I read the timetable wrong *oops*
I'm just about to pack some things to move out

I'm in need of a major coffee & biscuits

funfairprincess

Evening all x
So far today I have...
Checked my bank account (1pt)
Checked my savings account (1pt)
Took lunch to work with me (1pt)
Took water bottle with me (1pt)
Made a shopping list and stuck to it (1pt)
Checked whoopsies for said shopping list and spent under a fiver (1pt)
Updated my spending log (1pt)
7pts total today I will add this to my signature.