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Serious Car accident injuries. What to expect in Compensation payouts!

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  • Quote from Ratty Mac
    ''Last year in June 06 i was driving my car back to Uni with my sister. Driving down the country lane at 60mph, very open and wide straight. Then all of a sudden a white van man pulls out in front of me giving me 10ft to brake with out ABS too (dry hot summer day). He didnt look and had pulled out of a farm.
    Anyway i crashed at around 45mph into his side with horrific consequences.''

    Country lanes and very open and wide don't go together in my mind.
    What class of road was this and what was the speed limit?
    If the road (sorry lane) was so wide and straight why did you not swerve to your right to avoid the van?

    If I was your sister I would be suing you for her injuries.
  • looby75 wrote: »
    so is answering for other people. AM apologised, it's not up to you to decided whether or not to accept that apology as it wasn't aimed at you.

    You aren't the OP, if the OP has a problem with someone asking a question on a thread they started it is up to them to mention it, not you. It's an open discussion board and anyone has the right to post on any thread as long as what they post isn't against the board rules.

    (sorry to the OP for "butting in" but I'm getting really fed up with some posters coming out as self appointed board police)

    But there is such a thing as etiquette too, something you seem lacking in.
  • Ember999
    Ember999 Posts: 1,022 Forumite
    1,000 Posts Combo Breaker
    RattyMac wrote: »
    Last year in June 06 i was driving my car back to Uni with my sister. Driving down the country lane at 60mph, very open and wide straight. Then all of a sudden a white van man pulls out in front of me giving me 10ft to brake with out ABS too (dry hot summer day). He didnt look and had pulled out of a farm.
    Anyway i crashed at around 45mph into his side with horrific consequences.

    My sister was ok she had
    1 - very serious whiplash obviously after hiting a car at that speed. Still suffering.
    2 - Serious bruising. Gone now
    3 - Injury prior to the accident got worse (force of crash opened her leg burns causing permanent scarring).
    4- Pysological help and is fine now.

    As for me
    1 - Keys in steering column gashed out and dug into my right knee causing a hole to the bone 50p size. Permanent massive scarring.
    2 - Left knee broke. Well the force broke the inner corner bottom thight in the knee (non weight baring part but still couldnt walk). The hospital said the knee was fine at 1st and said its just strained but ok. 2 weeks later the bone moves around the knee and key hole surgury was needed to remove it. Got 3 scars and a flabby part of the knee. Now healed.
    3 - Right foot 5th Metatarsal fractured. Didnt notice this until 3-4 weeks after the accident. The foot couldnt take anymore since i was using crutches to help my left broken knee heal. Medical examiner said it was fractured in the accident but was delayed pain from the knee and putting all my weight on that foot made it worse. I still cannot run for long periods and long drives feathering the accelerator hurts. Lumpy bone sticking out over fracture causes pain and its still feel bruised. But ok to walk and live normal just less sports.
    4 - Broken nose (no airbag) Healed
    5 - Pucture wound on right hip. Hipbone chipped slightly and punctured the skin. Alot of discomfort for a few months but healed and scarred.
    6 - Alot of painful whiplash. Even now it hurts so much. Difficult to weight train like i used to and every morning its stiff even though i do streches.
    7 - Obviously Psycological issues and needed help. All sorted now.
    The accident was at the beginning of summer 2006 so i had just finished uni and intended to work over summer. I was out all summer indoors becoming paysty and white and getting into more debt.

    I think thats all.
    Well blame was admitted by the other guy i hit. His fault, apparently he had a fractured pelvis but i dont know or care.
    My car was annihilated. Well front end gone. I got £1500 for the car.
    Since i needed money from not working and my mum had to loose her job to look after me and my sister. We needed an interim payment. We got £2500. £1500 was my loss of earnings that cleared my debt but that soon built up since was still unable to work. The other £1000 i gave to my mum to clear her debts form not working.

    Right sorry for long story. Just needed to paint the picture.
    i have finished all my legal medical checkups and have signed the paper to move along with offers. My sister hasnt got that far yet since she moved to spain for a while. She has £3000 worth of plastic surgury on her leg needed quoted by Bupa.

    What kind of offer am i to expect? I have no idea on figures at all.
    Thing is i dont want to get to worked up about getting a very large amount i will dissapointment myself.

    Any help please???????????????


    Hi

    I'm Ember (not my real name :p)

    Check out my latest thread, I was hit head-on by a drunk driver who was driving wrong way down a dual-carraigeway (2 x over alcohol limit)
    Serious injuries....wanna read my post and keep in touch off-line to give each other support and discuss claims?

    Hope to hear from you
    Ember x

    Edited to add link to my thread:

    http://forums.moneysavingexpert.com/showthread.html?t=551307
    ~What you send out comes back to thee thricefold!~
    ~
  • Ember999
    Ember999 Posts: 1,022 Forumite
    1,000 Posts Combo Breaker
    Ember999 wrote: »
    Hi

    I'm Ember (not my real name :p)

    Check out my latest thread, I was hit head-on by a drunk driver who was driving wrong way down a dual-carraigeway (2 x over alcohol limit)
    Serious injuries....wanna read my post and keep in touch off-line to give each other support and discuss claims?

    Hope to hear from you
    Ember x

    ps..still bed-bound, in serious pain and going crazy with cabin fever, come cheer me up ;)
    ~What you send out comes back to thee thricefold!~
    ~
  • looby75
    looby75 Posts: 23,387 Forumite
    oh Ember just read your thread. OMG you are lucky to be here with us still! You poor thing you must be in agony :( I hope you have a speedy recovery, how ever much compensation you get I would say from what I have read you deserve every penny of it.
  • Hi

    Sorry - never posted before but I too as wondering about compensation. Nov07 a maniac lost control of his car on a dual carriageway and rammed into my drivers side sending me over the outside lane and into the crash barrier. He then hit me again and sent me over the 2 lanes into a lamppost on the grass verge - and THEN his car landed on top of mine. My car was a complete write-off and if anyone had been in the car with me they would have been killed as every part of my car was flattened except the drivers seat. I walked away with fractured ribs,cartilege damage, back, neck,leg pain.memory loss(it's OK now) and a few cuts and bruises. I was off work for 8 weeks and am now attending physio and counselling for PTSD. I am terrified of cars now and hate when my kids have to get in one. As I live in a village this makes life awkward. Does anyone know if they take into account how horrifying the crash was- in this case he hit me 3 times and I hit a crash barrier and lampost(which was bent in half) The paramedics and fire brigade were called and couldn't believe I walked out of it. There were also pictures in the local paper calling it a horrific crash. Or do they simply look at the injuries you had. I'm having a much worse time dealing with mental side of it.
    Any replies would be appreciated.
  • mattymoo
    mattymoo Posts: 2,417 Forumite
    They do just tend to look at the injuries because the sight of bent metal is a bit too emotive for insurers who just look at cold hard facts contained in the medical reports.

    However, your psychological injuries will be considered and if they haven't done so already, your solicitors should have commisioned a psychologist to report on you. That would be the opportunity for you to explain your fear of cars and the life changing impact this is having on your daily life.
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