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Are the Markets Too High to Invest?
Comments
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Thrugelmir wrote: »Without reinvesting dividends you would have been disappointed with returns since the turn of the millennium in some markets.
Isn't that the turn of the previous century in many markets?0 -
Hind sight is a wonderful thing.
Lloyds is 66.79p today.
FTSE 100 is 7,343 today.
The interim dividend was 0.85p, then 2.2p main course going ex-dividend on 6th April 2017.
At 67p a share, 3.05p is 4.55% .
Look back on this thread once a year, for the next three years.
And then please tell us whether it's TOO HIGH.0 -
to the OP. Never too late, just do research and be selective. I have recently re-invested 1/8 of my sipp cash and I have pre-set limit buys on much of the rest. Just be objective and patient0
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Simon.Edmunds wrote: »When has the stock market lost 30% overnight? Never. It's an invalid point. Just go on to Morningstar and review the performance of the US stock market for last 30 years.
As long as your investment horizons are 5-50 years in length and you invest in passive trackers you simply cannot lose.
Wait a minute! the Ftse has only recently passed the the level it reached in 1999, 17 years ago. Having said that, with addition of dividend income, losses would have been recovered far earlier. Anyone know how long it would have taken someone who invested at the Ftse peak in 1999 to break even with dividend income accumulated?'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher0 -
Hind sight is a wonderful thing.
Lloyds is 66.79p today.
FTSE 100 is 7,343 today.
The interim dividend was 0.85p, then 2.2p main course going ex-dividend on 6th April 2017.
At 67p a share, 3.05p is 4.55% .
Look back on this thread once a year, for the next three years.
And then please tell us whether it's TOO HIGH.
Fair enough, but I started this thread to ask the question and people's views mainly because I had a meeting with an IFA last week primarily about my pension fund.
We also broached the subject about my ISA allowance not being used for this year (although he is only advising me on my pension fund for the moment). He suggested I put it into the cash park on my platform for the time being and see what happens in the next month or so because the markets are currently so high. He doesn't feel by doing this there would be any particular harm/loss over this period?0 -
Wait a minute! the Ftse has only recently passed the the level it reached in 1999, 17 years ago. Having said that, with addition of dividend income, losses would have been recovered far earlier. Anyone know how long it would have taken someone who invested at the Ftse peak in 1999 to break even with dividend income accumulated?
I am one of the Dogs of the Index.0 -
Fair enough, but I started this thread to ask the question and people's views mainly because I had a meeting with an IFA last week primarily about my pension fund.
We also broached the subject about my ISA allowance not being used for this year (although he is only advising me on my pension fund for the moment). He suggested I put it into the cash park on my platform for the time being and see what happens in the next month or so because the markets are currently so high. He doesn't feel by doing this there would be any particular harm/loss over this period?
What about if you had invested this year's ISA allowance of £15,240 at the beginning of last on the 6 April? I believe markets were also quite high then before Brexit so how much would you have made up to this stage instead of waiting until now to invest the £15,240?
I'm sure ChesterDog could supply a suitable graph/chart?
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Wait a minute! the Ftse has only recently passed the the level it reached in 1999, 17 years ago. Having said that, with addition of dividend income, losses would have been recovered far earlier. Anyone know how long it would have taken someone who invested at the Ftse peak in 1999 to break even with dividend income accumulated?
For the FTSE100: Around December 2005. You get the answers to these questions from trustnet/tools/charting.0 -
What about if you had invested this year's ISA allowance of £15,240 at the beginning of last on the 6 April? I believe markets were also quite high then before Brexit so how much would you have made up to this stage instead of waiting until now to invest the £15,240?
I'm sure ChesterDog could supply a suitable graph/chart?
If you mean 6th April 2016:
FTSE100: Up 24%
FTSEWorld: Up 32%
Though the markets reached a high in April 2015. So if you had invested on the 6th April 2015:
FTSE100: Up 15%
FTSEWorld: Up 31%
Again look at trustnet/tools/charting.0 -
So gain would have been roughly £3,810 or £5150 respectively, on an investment of £15,240 from April 2016.I am one of the Dogs of the Index.0
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