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Onwards and downwards...

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  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.98 to Mortgage
    £5.00 to debt savings
    £3.05 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,490 - £830 paid :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    So pleased for you. Totally fantastic news! You'll be under £20k before you know it! X
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.99 to Mortgage
    £2.00 to debt savings
    £1.62 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,488 - £832 paid :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    So pleased for you. Totally fantastic news! You'll be under £20k before you know it! X

    Thank you :) I hope so, but it's going to slow down now while I build up my savings :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Updating the list:

    Kitchen
    [STRIKE]Clean[/STRIKE]
    [STRIKE]Clean oven[/STRIKE]


    Bathroom
    [STRIKE]Clean[/STRIKE]
    [STRIKE]Floor[/STRIKE]

    Upstairs
    [STRIKE]Strip beds and remake[/STRIKE]
    [STRIKE]Hoover[/STRIKE]
    Clean
    Put washing away

    Downstairs
    [STRIKE]Hoover[/STRIKE]
    Tackle and organise toy pile
    Sort and tidy packaging materials
    Get rid of highchair
    Get rid of baby walker

    Other
    Reach £5 on 1 survey site so I can cashout
    Research Tumble driers
    [STRIKE]Write shopping list[/STRIKE]
    [STRIKE]Buy Christmas food[/STRIKE]
    [STRIKE]Buy foodbank food[/STRIKE]
    Look for toy storage
    Open 2nd ebay account for DH
    [STRIKE]Wrap advent calendar books[/STRIKE]
    Get up to date with admin and filing
    [STRIKE]Wrap kids and DH presents[/STRIKE]
    [STRIKE]Wrap and give friends presents[/STRIKE]
    [STRIKE]Tidy tree decs[/STRIKE]
    [STRIKE]Book eye test[/STRIKE]
    [STRIKE]Book dentist[/STRIKE]
    Tidy up proof of posting and dispose of those not needed
    [STRIKE]Prep and list some ebay lots[/STRIKE]
    [STRIKE]Bag up books to go[/STRIKE]

    Not bad! Got my eye test this morning, hope that doesn't prove to be too expensive. I've got a voucher for a free eye test and also £20 off frames if I spend a certain amount, so hopefully will save a bit.

    I did some listing yesterday, posted 20 parcels. Got some more listing to do today as well.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil wrote: »
    I hope everyone had a good Christmas! Ours was nice. Back to it today. Starting with a big pile of parcels to pack :D Xmas day/Boxing day is a great time to end listings :D

    The Great Declutter will be starting again too. DH made the decision over Christmas to get rid of a set of plates and bowls as he doesn't like them. We have loads, so I am happy to do so :T It makes the cupboard so much less cramped.

    Glad you had a good Christmas and you're back to the de-cluttering :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HairyHandofDartmoor wrote: »
    Glad you had a good Christmas and you're back to the de-cluttering :T.
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.98 to Mortgage
    £88.00 to debt savings
    £27.49 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,400 - £920 paid :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    End of month summary:

    Total debt:

    1. [STRIKE]£2,301.00[/STRIKE]/ £2,284.00
    2. [STRIKE]£8,388.00[/STRIKE]/ £8,334.00
    3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
    4. [STRIKE]£4,022.00[/STRIKE]/ £3,997.00
    5. [STRIKE]£2,380.00[/STRIKE]/£1,897.00
    6. [STRIKE]£4,586.00[/STRIKE]/£0 :j :j :j
    7. [STRIKE]£4,813.00[/STRIKE]/£4,784.00
    8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j

    [STRIKE]£34,557[/STRIKE]/£21,296 = 38.37% paid
    Debt savings target: [STRIKE]£19,320[/STRIKE]/£920 = 4.76% reached

    Emergency savings: £2000

    DFD - [STRIKE]December 2087[/STRIKE] April 2062 :eek:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A reshuffle for the new year :D

    Total debt:

    1. [STRIKE]£2,301.00[/STRIKE]/ £2,284.00
    2. [STRIKE]£8,388.00[/STRIKE]/ £8,334.00
    3. [STRIKE]£4,022.00[/STRIKE]/ £3,997.00
    4. [STRIKE]£2,380.00[/STRIKE]/£1,897.00
    5. [STRIKE]£4,813.00[/STRIKE]/£4,784.00
    6. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j
    7. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
    8. [STRIKE]£4,586.00[/STRIKE]/£0 :j :j :j

    [STRIKE]£34,557[/STRIKE]/£21,296 = 38.37% paid
    Debt savings target: [STRIKE]£19,320[/STRIKE]/£920 = 4.76% reached

    Emergency savings: £2000

    DFD - [STRIKE]December 2087[/STRIKE] April 2062 :eek:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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