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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's amazing news jwil what a great Xmas present xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.98 to Mortgage
    £5.00 to debt savings
    £4.70 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,495 - £825 paid :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HairyHandofDartmoor wrote: »
    That's fantastic, what great news :T:T:T. I'm so happy for you :beer:.

    You'll soon be debt free at this rate :D.

    Thank you :) I think it will slow down now. I don't have any more windfalls due :D
    abba1772 wrote: »
    That's amazing news jwil what a great Xmas present xx

    Thanks Abba :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    But it will free up more money to chuck at your other debts so it should speed up the process :).

    Have a lovely Christmas eve :xmassmile
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HairyHandofDartmoor wrote: »
    But it will free up more money to chuck at your other debts so it should speed up the process :).

    Have a lovely Christmas eve :xmassmile

    Thank you, you too :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just popping in to say Happy Christmas to everyone!

    Thank you to everyone who pops in and says hello, and those who are lurking too.

    I hope you all have a lovely day

    :rudolf::xmassmile:snow_laug:santa2::xmastree: :xmassign: :snow_grin
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,742 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    just catching up with your diary - loving your good news. 2018 is gonna totally be your years. well done on the progress so far.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you've had a lovely Christmas x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    just catching up with your diary - loving your good news. 2018 is gonna totally be your years. well done on the progress so far.

    Thank you :) I hope it's a good one for you too :)
    WannabeFree wrote: »
    Hope you've had a lovely Christmas x

    Thank you :) I hope you did too. x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope everyone had a good Christmas! Ours was nice. Back to it today. Starting with a big pile of parcels to pack :D Xmas day/Boxing day is a great time to end listings :D

    The Great Declutter will be starting again too. DH made the decision over Christmas to get rid of a set of plates and bowls as he doesn't like them. We have loads, so I am happy to do so :T It makes the cupboard so much less cramped.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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