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Onwards and downwards...
Comments
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So here it is...
Total debt:
1. [STRIKE]£2,301.00[/STRIKE]/ £2,288.00
2. [STRIKE]£8,388.00[/STRIKE]/ £8,338.00
3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
4. [STRIKE]£4,022.00[/STRIKE]/ £4,008.00
5. [STRIKE]£2,380.00[/STRIKE]/£1,900.00
6. [STRIKE]£4,586.00[/STRIKE]/£4,568.00
7. [STRIKE]£4,813.00[/STRIKE]/£4,787.00
8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j
[STRIKE]£34,557[/STRIKE]/£25,886 = 25.09% paid
Savings target: [STRIKE]£19,320[/STRIKE]/£323 = 1.67% reached
Emergency savings: £2000
DFD - [STRIKE]December 2087[/STRIKE] September 2071 :eek:
Slowly but surely...
It's knocked 15 years off my DFD :T :j I've got a chance of still being alive :rotfl::rotfl:
Wow that's such great news, I'm so pleased for you :T:j:T
Have a lovely trip to see your family
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thanks guys, it was lovely to see them after so long.
Ferry was a bit choppy _pale_
Back to it now though!
I had my F&F rejected (unsurprisingly) and their counter offer, although not as insulting as the previous company, is too high, so I can't stretch that far. I think I'll leave them for a bit and try and save up a bit more.
Car has had a new cam belt and a couple of other bits so another £200 odd to find.
I'm going to have a listing blast if I can this month, hoping to clear some stuff. Also going to try and persuade the kids to release some items if I can!
Having experienced a tumble drier in our holiday accommodation, we are thinking of getting one. Our house is constantly like a chinese laundry and it's so hard to dry everything sometimes. I often put the heating on to dry stuff, so the costs of running one should be outweighed by reduced heating bills. Just going to hunt and see if we can find a small one as we don't have a lot of space."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
End of month summary:
Total debt:
1. [STRIKE]£2,301.00[/STRIKE]/ £2,287.00
2. [STRIKE]£8,388.00[/STRIKE]/ £8,337.00
3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
4. [STRIKE]£4,022.00[/STRIKE]/ £3,999.00
5. [STRIKE]£2,380.00[/STRIKE]/£1,899.00
6. [STRIKE]£4,586.00[/STRIKE]/£4,567.00
7. [STRIKE]£4,813.00[/STRIKE]/£4,787.00
8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j
[STRIKE]£34,557[/STRIKE]/£25,876 = 25.12% paid
Savings target: [STRIKE]£19,320[/STRIKE]/£390 = 2.02% reached
Emergency savings: £2000
DFD - [STRIKE]December 2087[/STRIKE] August 2071 :eek:
Slowly but surely..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
All looking fab
I admit I couldn't live without my dryer
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Hiddenidenity wrote: »All looking fab
I admit I couldn't live without my dryer
Thanks HI. We've managed so far but it seems to be harder to manage these days!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Todays pads:
£3.34 to Mortgage
£5.00 to savings
£1.64 to joint od
2 parcels posted.
I've done a huge packaging order as well. There was an offer on amazon to top up £25 and get an extra £5 free so took advantage of that to get a £5 discount :j"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Todays pads:
£1.30 to Mortgage
£5.00 to savings
£6.83 to joint od
£100 to emergency savings"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Payday today :T :T
I've put some over to emergency savings, and have paid all my token payments. It's still a novelty knowing there is enough to pay the bills :j"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Long may it continue.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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