Onwards and downwards...

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    jwil wrote: »
    So here it is... :D:D

    Total debt:

    1. [STRIKE]£2,301.00[/STRIKE]/ £2,288.00
    2. [STRIKE]£8,388.00[/STRIKE]/ £8,338.00
    3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
    4. [STRIKE]£4,022.00[/STRIKE]/ £4,008.00
    5. [STRIKE]£2,380.00[/STRIKE]/£1,900.00
    6. [STRIKE]£4,586.00[/STRIKE]/£4,568.00
    7. [STRIKE]£4,813.00[/STRIKE]/£4,787.00
    8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j

    [STRIKE]£34,557[/STRIKE]/£25,886 = 25.09% paid
    Savings target: [STRIKE]£19,320[/STRIKE]/£323 = 1.67% reached

    Emergency savings: £2000

    DFD - [STRIKE]December 2087[/STRIKE] September 2071 :eek:

    Slowly but surely...

    It's knocked 15 years off my DFD :T :j I've got a chance of still being alive :rotfl::rotfl:

    Wow that's such great news, I'm so pleased for you :T:j:T

    Have a lovely trip to see your family :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 19,141 Forumite
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    Thanks guys, it was lovely to see them after so long.

    Ferry was a bit choppy _pale_

    Back to it now though!

    I had my F&F rejected (unsurprisingly) and their counter offer, although not as insulting as the previous company, is too high, so I can't stretch that far. I think I'll leave them for a bit and try and save up a bit more.

    Car has had a new cam belt and a couple of other bits so another £200 odd to find.

    I'm going to have a listing blast if I can this month, hoping to clear some stuff. Also going to try and persuade the kids to release some items if I can!

    Having experienced a tumble drier in our holiday accommodation, we are thinking of getting one. Our house is constantly like a chinese laundry and it's so hard to dry everything sometimes. I often put the heating on to dry stuff, so the costs of running one should be outweighed by reduced heating bills. Just going to hunt and see if we can find a small one as we don't have a lot of space.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,141 Forumite
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    edited 29 October 2017 at 5:06PM
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    End of month summary:

    Total debt:

    1. [STRIKE]£2,301.00[/STRIKE]/ £2,287.00
    2. [STRIKE]£8,388.00[/STRIKE]/ £8,337.00
    3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
    4. [STRIKE]£4,022.00[/STRIKE]/ £3,999.00
    5. [STRIKE]£2,380.00[/STRIKE]/£1,899.00
    6. [STRIKE]£4,586.00[/STRIKE]/£4,567.00
    7. [STRIKE]£4,813.00[/STRIKE]/£4,787.00
    8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j

    [STRIKE]£34,557[/STRIKE]/£25,876 = 25.12% paid
    Savings target: [STRIKE]£19,320[/STRIKE]/£390 = 2.02% reached

    Emergency savings: £2000

    DFD - [STRIKE]December 2087[/STRIKE] August 2071 :eek:

    Slowly but surely...
    "If you can dream it, you can do it". Walt Disney
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    All looking fab :D

    I admit I couldn't live without my dryer :o
  • jwil
    jwil Posts: 19,141 Forumite
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    Hiddenidenity wrote: »
    All looking fab :D

    I admit I couldn't live without my dryer :o

    Thanks HI. We've managed so far but it seems to be harder to manage these days!
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,141 Forumite
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    Todays pads:

    £3.34 to Mortgage
    £5.00 to savings
    £1.64 to joint od

    2 parcels posted.

    I've done a huge packaging order as well. There was an offer on amazon to top up £25 and get an extra £5 free so took advantage of that to get a £5 discount :j
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,141 Forumite
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    Todays pads:

    £1.30 to Mortgage
    £5.00 to savings
    £6.83 to joint od
    £100 to emergency savings
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,141 Forumite
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    Payday today :T :T

    I've put some over to emergency savings, and have paid all my token payments. It's still a novelty knowing there is enough to pay the bills :j
    "If you can dream it, you can do it". Walt Disney
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    Long may it continue.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • jwil
    jwil Posts: 19,141 Forumite
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    in_need_of_direction wrote: »
    Long may it continue.

    Thank you :) I agree :D
    "If you can dream it, you can do it". Walt Disney
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