Onwards and downwards...

Hiddenidenity

Hope DD is feeling better? and how good of little Jwil.

Hope you've had a lovely day x

jwil

in_need_of_direction wrote: »

Love that you have the wee ones decluttering and income generating. The ebay listings aren't all from decluttering are they?

Thank you Yes they are :eek: I only list on my 'decluttering' list on here things that don't go on ebay. (I don't want to identify my ebay accounts by listing what goes on there). We really do have that much stuff A lot of it is small stuff though.

Hiddenidenity wrote: »

Hope DD is feeling better? and how good of little Jwil.

Hope you've had a lovely day x

She had an epic nap yesterday and seems much better now thank you HI

jwil

Today's pads:

£1.38 to mortgage
£2.00 to savings
£1.29 to joint od.

15 parcels to go today.

I did manage to get some listing done yesterday, another 17 items.

DH went off to the car boots on his own as the kiddies both slept in. He managed to get a bike for little miss and 3 sealed Lego sets for little jwil. They will all be put aside for Christmas/Birthdays :T

Hiddenidenity

I'm amazed at your ebay ventures. I struggle to find 10 things to list :rotfl:

Glad little miss is feeling better x

jwil

Hiddenidenity wrote: »

I'm amazed at your ebay ventures. I struggle to find 10 things to list :rotfl:

Glad little miss is feeling better x

TBH I long for the day when I've got nothing to list

jwil

Today's pads:

£1.38 to mortgage
£3.00 to savings
£1.04 to joint od.

3 parcels to go today.

A couple more items have been bid on which have been on for a while so very happy!

jwil

Today's pads:

£1.39 to mortgage
£5.00 to savings
£3.04 to joint od.

3 parcels to go today.

retiredandskint

You are doing remarkable well and it's so good to see money going into savings :j:j

jwil

retiredandskint wrote: »

You are doing remarkable well and it's so good to see money going into savings :j:j

Thank you retired It's a nice feeling, I must say

How are you all doing? xx

jwil

Today's pads:

£1.38 to mortgage
£6.00 to savings
£2.62 to joint od.

No parcels today :T But stuff going out later.

I've just set up the snowball calculator and because I'm only paying token payments at the moment, my current DFD is Dec 2087 :rotfl: I think I might try and reduce that somewhat

Once I've got my emergency fund up and running properly, and a proper stable budget sorted I shall be able to up my payments. My childcare bill goes down a bit next month, not as much as expected as I'm going back to standard hours so little miss needs to have an extra session. Little jwil will also need after school club. I think we might lose our eligibility for tax credits too so I need to wait until all that's sorted before making any big changes.

I'm still waiting for all of my CCA requests. Two companies are playing silly so a bit of back and forth there. I'm not really expecting any to be unenforceable, but there is one account (which is my 2nd biggest debt) which is really old, and I think might have a chance of being so.