Onwards and downwards...

jwil

So my end of month update:

Total debt: [STRIKE]£34,557[/STRIKE]/£33,924 = 1.83% paid
Savings target: [STRIKE]£19,320[/STRIKE]/£85 = 0.44% reached

Slowly but surely...

I've actually paid a little more than this to the debts this month, but my credit file balances haven't updated yet, so they should show next month. I've almost doubled my savings :rotfl:

jwil

Another parcel going today

Some small pads today:
£1.43 to mortgage
£5.00 to savings
£5.00 to savings
£0.57 to joint od.

I desperately need to buy some clothes, mine are increasingly threadbare and can't really be repaired any more. I can't bring myself to pay the prices though! I'm going to have to try and buy one or two items a month I think.

jwil

Well I've splashed out :eek: I have some undies (paid by amazon vouchers), trousers, trainers and a top on order. Ebay sales and surveys will hopefully have covered most of them.

retiredandskint

Well done on both accounts. It's great to see that you are keeping on top of your bills, making small overpayments and more importantly saving.


:j:j to new clothes.

jwil

Another 11 items( 3 x parcels) going today :T

Some small pads today:
£1.43 to mortgage
£5.00 to savings
£5.00 to savings
£3.00 to joint od.

I have £5 from a survey site just arrived in my account too.

So yesterdays purchases:
Undies - £15 paid for in amazon vouchers
Trousers - £23
Top - £8
Trainers - £23 (55% discount compared to website)

So £54.

I used £6 in paypal and have received £5 cash from a survey site today, knocking off £11. That means my essentially new outfit has so far cost me £43 in actual cash.

jwil

retiredandskint wrote: »

Well done on both accounts. It's great to see that you are keeping on top of your bills, making small overpayments and more importantly saving.


:j:j to new clothes.

Thanks retired, it's nice to finally feel like I'm getting on top of things and starting to make a small difference. This month is going to be an expensive one so I must get listing on ebay!

Ebay is my friend for clothes! The top is second hand but the rest is new. I'm also watching several things, so if I have some sales, I might add to them.

jwil

Task for this week is to try and sell some dvds to one of the online buying sites. I've got loads of mainstream films that I've seen, don't sell on ebay and can't be bothered to car boot as everyone will already have seen them! Hoping I can get a few pence for them, so will have a look and see what can be done. If not I'll send them off to charity.

I've got some time off coming up and I want to get on with other things then, so the more space I can clear in the meantime, the better!

brizzledfw

Well done jwil...you're sounding very productive xx

pennywisepoundstupid

All sounding good jwil. well done on all the clothes bargains.

jwil

Another 3 items going today :T

Some small pads today:
£1.44 to mortgage
£5.00 to savings
£5.00 to savings
£1.63 to joint od.