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Setmefree's Diary: MFi5 journey

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  • amazamum
    amazamum Posts: 287 Forumite
    I love this video,very catchy.
    Mfit member no 13 original balance £44000 :mad:
    current Mortgage balance 13537:T
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Well,

    I got a £700 tax rebate - to be paid as a lump :beer:in my next pay-day. The God's must be watching over us, as that covers the service and exhaust on the car:money:.

    RAC came and fitted "the box" so we are now paying our Motor insurance as Pay -As-YOU-Drive....let's see how that work's out:D. Hubby's shares are still holding up. So Maybe we'll have a good month after all;)

    THE DISCUSSION BELOW RELATES TO A PROBLEM OVER A PARTY WALL AGREEMENT-I HAVE DELETED SOME OF MY MESSAGES AS THEY MAY HAVE IDENTIFIED ME
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Those are really good points and it reminded me of my F-I-L. He put all his financial eggs into his house - trading onwards and upwards - bigger & bigger - however, after he retired he need to "downsize" but it was the late 80's and early 90's and he couldn't give his house away. His financial situation became terrible as he couldn't really afford to live in his big house anymore ( council tax, heating, etc) and he became very ill. So yes you're right, I shouldn't be thinking of buying what I ultimately can't afford and anyway as "Get Things done" said POYM wont necessarily make you happy but neither will a big house. I keep trading up and all it ever seems to make me want to do is trade up some more!:rolleyes: It's the banks & building socities way of conning me into paying them interest.:p
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I wonder what your neighbour would think of the building work for an extension but of course I couldn't possibly suggest that that may be a factor in encouraging you to take that route... :)

    While you're talking with architects and surveyors you might as well ask them what they think of the extension option.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    http://www.fool.co.uk/mortgages/calc...arlyrepay.aspx?

    Just got this of the MFI3 thread and it shows we are definitely on track to clear our mortgage in 5. ...:money:
  • Great news, SMF! And the consolation is that you now know that all is as it should be with the loft space etc. :beer:

    All the best

    GQ xxx
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • Hi smf2,

    Been quietly following this. That's great news on the party walls.

    FB.
    Mortgage and debt free. Building up savings...
  • That's really good news - must be a big weight off your mind :)

    Caz
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Thanks guys...:D

    I HAVE DELETED SOME MESSAGES ABOVE AS I FELT I COULD BE IDENTIFIED BY THEM - THE ABOVE DISCUSSION RELATED TO A PROBLEM OVER PARTY WALL AGREEMENTS
  • well done smf2 weight off your mind i bet! - had great difficult getting on last night - hope it doesnt keep up - i miss you guys!
    Pay off 20k by Xmas 2008/Paid so far £406.65/4822.04
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