We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Setmefree's Diary: MFi5 journey
Comments
-
Oooo dear you guys will get me banned
0 -
ROFL! Another vote for Mr Depp here I'm afraid - sorry Martin!!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi all
Just been updating my mortgage spreadsheet.
Interest last November £849, interest this November £519:T:T.
This is due to combination of OPs and lowering of interest rates. Hopefully there will a bit more today;)0 -
I take it you're on a variable mortgage? (being nosey again I know)
A difference of £330! Thats wonderful, are you going to have a celebration or just dance round the room? lolCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
That's it, expect pictures of Uma Thurman next time you visit my diary, SMF2!
0 -
How about Johnny Depp to take the lead in 'Martin - The Movie' :drool:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
-
I take it you're on a variable mortgage? (being nosey again I know)
A difference of £330! Thats wonderful, are you going to have a celebration or just dance round the room? lol
Hi:hello:
We have a Woolwich tracker which has no collar. Current Barclays Base Rate 3% - they haven't passed on yesterday's 1% yet.
We have never altered our monthly DD since we took out our mortgage, so over time the OP just gets bigger and bigger.
I have all our details here on page 10 -
You really are inspirational. Just look at the difference you've made in your mortgage since 2003!!!
Big congrats on your achievements so far!Wins 2014 worth: £8,988
Wins 2015 worth: £5,1280 -
Our monthly payment has gone out and we hare now sub £125k - so we are have just passed the half way mark:T:T0 -
:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
Fantastic, well done smf and family0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards