Had PPI but can't go to Ombudsman

[Deleted User]

Sunshinekitten wrote: »

now the 6 months has long passed.

You've left it far too late then.

Sunshinekitten wrote: »

assume Pleavin is not viable either?

Plevin may well still apply, but don't hold your breath...

dunstonh

the thing is I worked for the NHS at the time and I had been with them since 1992 so if made redundant I would have got a good pay out.

That is irrelevant. Remember this is MPPI you are talking about. Not PPI. Short term debts covered by PPI can have more success with working for the Govt and its very generous sick pay. However, MPPI covers long term secure debts. The FOS has been rejecting teachers, nurses, civil servants etc with 12 months sick pay when it comes to MPPI given the more important nature of the debt.

Equally my Mum had been diagnosed with breast cancer in 1999 and Abbey had told when I got the mortgage I would not be able to get critical illness cover because of this, at the time I was outraged, I already had a critical illness policy with them which had to kept at the balance of my previous mortgage as they said because my Mum had been diagnosed it could herididtory.

CIC specifically has a question about hereditary issues as its covering that sort of thing. This would not apply to MPPI. So, no problem there.

Therefore \ assume Pleavin is not viable either?

Plevin is not expected to impact on most MPPI. You will have to wait and see.