Apply for another?

YorkshireBoy

TheShape wrote: »

I've already had a provisional offer of another card from Tesco (my cc account is now 6mths old) so hopefully that will be an option.

I had a second Tesco card offered last year (guaranteed acceptance), and the limit was twice that given for the first one a few months earlier!

Just to give some feedback from last night...Virgin still don't want me! Maybe they think (stoozing) debt equating to 100% of salary spread over 6 of my 11 cards is too much. Either that or the near 250% of salary in available credit! Shame they don't take into account my savings account balances with them!

bigadaj

YorkshireBoy wrote: »

I had a second Tesco card offered last year (guaranteed acceptance), and the limit was twice that given for the first one a few months earlier!

Just to give some feedback from last night...Virgin still don't want me! Maybe they think (stoozing) debt equating to 100% of salary spread over 6 of my 11 cards is too much. Either that or the near 250% of salary in available credit! Shame they don't take into account my savings account balances with them!

That's totally unreasonable not too give your money back to you for free when they're paying you 2.25%, formal complaint?

YorkshireBoy

bigadaj wrote: »

That's totally unreasonable not too give your money back to you for free when they're paying you 2.25%, formal complaint?

Only have 4 or 5 regular savers with them. Most of it is at 1.1% or thereabouts in an ISA and esaver. Perhaps they think I don't need it, or they need it more than me.