miss sold ppi

connor08

dunstonh wrote: »

How long ago was this as timebars exist in law as well.



No. But they remain agent on the policy until such time you end the agency agreement or the policy comes to an end.



There are not many successful court cases. There has been a few but if you are willing to put your money where your mouth is and suffer the potential losses if it goes wrong then good luck to you.

I understand that but our case was upheld the time bar isn't the problem . because we were within the extra 3 year time limit so taking it to court is not a problem because we are still within the 3 year time limit but even though were in the time limit ct didn't wasn't our case looked at its not just ppi here its fraud as well these people need to know whare to get off

Agricolae

connor08 wrote: »

I understand that but our case was upheld the time bar isn't the problem . because we were within the extra 3 year time limit so taking it to court is not a problem because we are still within the 3 year time limit but even though were in the time limit ct didn't wasn't our case looked at its not just ppi here its fraud as well these people need to know whare to get off

I think what CT Capital are trying to say is that you're not in the 3 year time limit because you should have known the PPI had been put on your loan when you didn't want it back in 2005 when Cardiff Pinnacle apparently wrote to you confirming this.

Nasqueron

connor08 wrote: »

I understand that but our case was upheld the time bar isn't the problem . because we were within the extra 3 year time limit so taking it to court is not a problem because we are still within the 3 year time limit but even though were in the time limit ct didn't wasn't our case looked at its not just ppi here its fraud as well these people need to know whare to get off

Speak to a solicitor, even just for a free 30 minute consultation. You need very big pockets and no guarantee you will win, remember the burden of proof in civil court is "on the balance of probabilities", you have to be able to prove your case and you'd have to expect the bank to defend this, calling their bluff and hoping they settle is a big risk

meer53

connor08 wrote: »

whats wrong with my writing

I gave up when i got to this sentence :

so we said we are taking it to the ombudsman they wrote back to the ombudsman and told the ombudsman they did not wasn't the ombudsman to look into it

TLDR

connor08

dunstonh wrote: »

How long ago was this as timebars exist in law as well.



No. But they remain agent on the policy until such time you end the agency agreement or the policy comes to an end.



There are not many successful court cases. There has been a few but if you are willing to put your money where your mouth is and suffer the potential losses if it goes wrong then good luck to you.

• hi there not named as an agent on my policy .

• they are not named on my policy at all

they were the brokers used to sell my loan only but they were instructed by my original loan company the sister company then took over . - taking over my loan from the company that originally hired them.

dunstonh

hi there not named as an agent on my policy .

doesnt need to be.

they are not named on my policy at all

doesn't need to be.

connor08

AnotherJoe wrote: »

What wrong is that its massive blocks of text that are close to unreadable due to lack of punctuation, capitals and paragraphs.
(a paragraph is not just a random amount of space between breathless blocks of text)

If you wrote like this to the ombudsman or anyone else I'm amazed you got so far, kudos to them for persevering. I won't be.

• Oh I do apologise about my spelling I type really fast.
• I didn't think that there were any regulations on this site to use punctuation to be able to have your comments read.
• But thanks again are you some kind of walking 1920's dictionary are you
• I suppose you speak Greek as well you and your singular nouns
• for people reading this who don't know what kudos means its a singular Greek noun kydos meaning "praise or renown"
• Well I speak welsh Greek "mynd i uffern ac ewch i cachu".

connor08

dunstonh wrote: »

doesnt need to be.



doesn't need to be.

• So what your saying is basically because they took part and sold ppi they can access my files from any financial link to me regarding the product that we purchased.

• Because when they wrote to my loan company for information they said no .

• My loan company requested an authorisation form that me and my husband had to sign. to disclose any information because of data protection .

[Deleted User]

connor08 wrote: »

I didn't think that there were any regulations on this site to use punctuation to be able to have your comments read.

If you want the most assistance from other users, it makes sense to ensure your posts stick to the point and are easily understood. Correctly used punctuation is an important aspect of this...

connor08

Moneyineptitude wrote: »

If you want the most assistance from other users, it makes sense to ensure your posts stick to the point and are easily understood. Correctly used punctuation is an important aspect of this...

• Thank you

• My situation is very confusing and takes along time to explain.

• Even though I have been on here for since 2015 I'm still reletiveley new to using this site.

• I gave up in 2015 last time because people !!!!!ed at my situation instead of trying to help.

• So I have come back in 2017 hoping somebody can help me with a different situation .

• I didn't want to ask for advice this time and guess what the !!!!!ing begins again

But thank you for being honest and your advice has been taken but people should watch what they reply to because if I was a person who had a leaning disability or even dyslexia they would be quite offended. thank you