Help with PPI claim

Nasqueron

Moneyineptitude wrote: »

In 2017, credit card and loan PPI is no longer retailed at all.

You can actually still get ASU or PHI policies outside of mortgages i.e. to cover debts, the main comparison sites even have sections for them but it's bundled under the title "income protection". Your lender cannot insist on the policy, nor can they use such a policy (or lack of) as part of their commercial judgement on lending but it does still exist

-taff

Capital ONe have a very small uphold rate as they keep good records and can demonstrate when and where a PPI policy was sold.

All you have to do is phone them and complain. Don't get your hopes up though.

[Deleted User]

Nasqueron wrote: »

You can actually still get ASU or PHI policies outside of mortgages i.e. to cover debts, the main comparison sites even have sections for them but it's bundled under the title "income protection". Your lender cannot insist on the policy, nor can they use such a policy (or lack of) as part of their commercial judgement on lending but it does still exist

That's not PPI and all of the major lenders and credit card providers publicise the fact that they no longer offer it in any other guise.
"Income Protection" may well still be available, but there are now very careful audit trails which make a successful mis-selling complaint almost impossible.

As to the OP, he doesn't need paperwork to complain about an open account where he is still apparently paying PPI.

Nasqueron

Moneyineptitude wrote: »

That's not PPI and all of the major lenders and credit card providers publicise the fact that they no longer offer it in any other guise.
"Income Protection" may well still be available, but there are now very careful audit trails which make a successful mis-selling complaint almost impossible.

As to the OP, he doesn't need paperwork to complain about an open account where he is still apparently paying PPI.

Should have been more specific sorry

You can still buy PPI

http://www.moneysupermarket.com/payment-protection/

http://www.gocompare.com/payment-protection/

https://www.paymentcare.co.uk/loan-payment-protection-insurance-uk.php

[Deleted User]

Nasqueron wrote: »

You can still buy PPI

You can indeed, but not from any of the major lenders and credit card providers.

Customers buy it separately these days, on the rare occasions(understandably) it is sold. Audit trails are robust and mis-selling complaints would be virtually impossible.