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Purchased a car, Didnt know it had Outstanding Finance

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  • hollydays
    hollydays Posts: 19,812 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 23 April 2017 at 10:48PM
    If the criminal law element has kicked in, it's imperative the evidence is all there. People rarely plead not guilty and go to court if the evidence is watertight. If he pleads guilty to the charge in a criminal case you won't have to go.
    Perhaps they want the police to issue a warrant?
    AS long as you are telling the truth you have nothing to worry about,;)
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I agree with what hollydays says, but would also add that any reluctance by you to provide the legal statement could be seen as some sort of admission of you maybe being an accomplice.

    Think very carefully before refusing to provide what the finance company want.
  • naedanger
    naedanger Posts: 3,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They're now saying that they've received the correspondence and now want to have someone come to my house and get me to give a 'legal statement'.

    Is this necessary? I don't feel comfortable giving a legal statement because obviously that'll mean it'll end up in court, and to be quite honest, I don't see why I should have to go to court.

    As far as I understand, their issue with the previous owner is not my business. All I want is the damn finance marker removed. I feel as if they are longing it all out. Has anyone got any advice on how to deal with this?

    I'm planning on calling trading standards on Monday as well as CAB, as I feel I have provided my evidence already and just want this over with. From what I've read of the Hire Purchase Act, they need to remove the marker now. I've briefly read online of cases where the victim as sent a letter demanded the marker to be removed and it has worked.

    Any help would be much appreciated.

    Ta

    My suggestion is that you provide the legal statement in order to help the finance company to legally pursue the person who sold you the car without informing you it had outstanding finance.

    If you are unhelpful to the finance company then in return you may find they are unhelpful to you.
  • steampowered
    steampowered Posts: 6,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is this necessary? I don't feel comfortable giving a legal statement because obviously that'll mean it'll end up in court, and to be quite honest, I don't see why I should have to go to court.
    You assume wrong. The fact you are giving a "legal statement" (whatever that means) doesn't mean anything will end up in court.

    I'd just give the statement. Quite why they want to send someone round to do it is beyond me, but I don't see why you wouldn't want to cooperate.
  • So what was the outcome..?
  • What happened at the end
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dajma wrote: »
    What happened at the end
    Given that the OP's total of 7 posts was on this thread, the last one being back in April I doubt they are planning on coming back to update it.
  • Just been reading through this thread , i'm in the same situation for a cash purchase i made a weak ago of £14000 .
  • Have they been in touch with u..
    If so what did they say..
  • John_ler
    John_ler Posts: 2 Newbie
    edited 1 March 2018 at 7:14PM
    Sorry guys, I'm having to use voice text, as my screen on my phone is damaged, sorry
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