Carers Allowence / ESA Questions?

BritBelle

Answer received, very much appreciate the help from people on this forum.

pmlindyloo

Unfortunately we cannot check this as the local housing allowance is different for each council so we would need to know your post code (please do not post this for security reasons)

There is some information missing from the details you have given.

Does the person you care for live alone? Do they have any savings/capital/other property?

And do you have any savings/capital/other property?

The below is based on the assumption that neither of you have savings over £16000.

Personally I think this might be to do with the severe disability premium which is part of the assessment for housing benefit if you are not claiming an income based benefit (I'm talking about the person you care for). If you claimed CA for them then they would lose this as part as their assessment for HB and would get less HB.

As regards yourself if you are receiving contribution based ESA then you cannot claim CA as these are overlapping benefits, but you would be eligible for a Carer's premium (the £34.60 a week). You would need to apply for CA and then receive a letter saying that you cannot be paid CA because.............This would then allow you to claim the Carer's premium.

I would strongly advise you to both get a benefits check from CAB or a welfare adviser.

For example, you may be eligible for PIP.

BritBelle

pmlindyloo wrote: »

Unfortunately we cannot check this as the local housing allowance is different for each council so we would need to know your post code (please do not post this for security reasons)

There is some information missing from the details you have given.

Does the person you care for live alone? Do they have any savings/capital/other property?

And do you have any savings/capital/other property?

The below is based on the assumption that neither of you have savings over £16000.

Personally I think this might be to do with the severe disability premium which is part of the assessment for housing benefit if you are not claiming an income based benefit (I'm talking about the person you care for). If you claimed CA for them then they would lose this as part as their assessment for HB and would get less HB.

As regards yourself if you are receiving contribution based ESA then you cannot claim CA as these are overlapping benefits, but you would be eligible for a Carer's premium (the £34.60 a week). You would need to apply for CA and then receive a letter saying that you cannot be paid CA because.............This would then allow you to claim the Carer's premium.

I would strongly advise you to both get a benefits check from CAB or a welfare adviser.

For example, you may be eligible for PIP.

Answer received, very much appreciate the help from people on this forum.

Torry_Quine

Just to say that ESA support group isn't about getting enough points. You have to meet specific criteria.

tboo

For you to gain Carers Allownace of £61.20 and the carers premium of £34.60 they will lose their Severe Disability Premium of £61.85 and lose HB as well
Going on actual rent
HB will possible be around £4.89 a week - this means they will have to find approx £96.97 per week rather than approx £57 so a difference of £39 per week to pay
Is your relative aware that they will have to pay more rent?

Alice_Holt

tboo wrote: »

For you to gain Carers Allownace of £61.20 and the carers premium of £34.60 they will lose their Severe Disability Premium of £61.85

I think this statement is incorrect as:
a) The person being cared for is in receipt of a SP - so the equivalent of SDP could only be paid as part of a means tested PC entitlement;
His retirement income (SP and PP's) takes him above the PC level (£222 with severe disability addition), so It doesn't look to me as if he could get PC.

b) The OP would not receive CA and CP. She would only receive the CP as an income-based top up to her ESA.


I'm struggling to understand why his HB would be affected, the relevant HB premiums would be:
disability premium;
enhanced disability premium; and
severe disability premium

Since SDP is not in payment he wouldn't have got the benefit of this premium, however he will continue to receive HB premiums for the disability and enchanced disability element because of the PIP award.
So I'm struggling to understand how his HB would change as a result of the OP making a CA claim.
As an aside would the OP's HB increase because of her caring responsibilities - would she be entitled to a carers premium on her HB?
But HBO or CIS may come onto this thread and be able to correct me on this.

Edit: I am wrong in thinking the HB SDP premium wouldn't be applicable. This indicates otherwise:
"The Severe Disability Premium which is £61.85 per week for each person who qualifies and can be included if you (and your partner if you have one) receive a qualifying disability benefit (which includes the middle or the higher rate of the care component of DLA, either rate of the daily living component of PIP or either rate of Attendance Allowance); live alone (there are exceptions to this rule); and if no one is paid Carer’s Allowance for looking after you."
Apologies.

BritBelle

Alice_Holt wrote: »

I think this statement is incorrect as:
a) The person being cared for is in receipt of a SP - so the equivalent of SDP could only be paid as part of a means tested PC entitlement;
His retirement income (SP and PP's) takes him above the PC level (£222 with severe disability addition), so It doesn't look to me as if he could get PC.

b) The OP would not receive CA and CP. She would only receive the CP as an income-based top up to her ESA.

I'm struggling to understand why his HB would be affected, the relevant HB premiums would be:
disability premium;
enhanced disability premium; and
severe disability premium

Since SDP is not in payment he wouldn't have got the benefit of this premium, however he will continue to receive HB premiums for the disability and enchanced disability element because of the PIP award.
So I'm struggling to understand how his HB would change as a result of the OP making a CA claim.
As an aside would the OP's HB increase because of her caring responsibilities - would she be entitled to a carers premium on her HB?
But HBO or CIS may come onto this thread and be able to correct me on this.

Answer received, very much appreciate the help from people on this forum.

Alice_Holt

The reason (I think) your relative's HB would not be affected is that his income and circumstances are not changed by you claiming CA.
What HB is he actually receiving currently - does it equate to the £48 indicated by the entitled to calculator?
Do you have a HB calculation statement for your relative - what are included as premiums on his applicable housing allowances?
If you (and your relative) can't get into your local CAB, I wonder if you could contact the housing benefits team at your council and ask them if you claiming CA would reduce his HB.

Effectively CP and CA are the same (they are paid for the same reason, but at different rates). To claim CP you first have to apply for CA on form DS700.
https://www.gov.uk/government/publications/carers-allowance-claim-form

The person giving the caring gets CA, (or the CP) not the person being cared for.

tboo

I'm talking about the premiums added to the HB calculations link

BritBelle

Alice_Holt wrote: »

The reason (I think) your relative's HB would not be affected is that his income and circumstances are not changed by you claiming CA.
What HB is he actually receiving currently - does it equate to the £48 indicated by the entitled to calculator?
Do you have a HB calculation statement for your relative - what are included as premiums on his applicable housing allowances?
If you (and your relative) can't get into your local CAB, I wonder if you could contact the housing benefits team at your council and ask them if you claiming CA would reduce his HB.

Effectively CP and CA are the same (they are paid for the same reason, but at different rates). To claim CP you first have to apply for CA on form DS700.

The person giving the caring gets CA, (or the CP) not the person being cared for.

Answer received, very much appreciate the help from people on this forum.

Alice_Holt

tboo wrote: »

I'm talking about the premiums added to the HB calculations link

Thanks. That's a useful link.
I stand corrected, so the relative at the moment should receive the HB severe disability premium (in addition to the disability premium and enhanced disability premium).
His HB would reduce if the OP claims CA as the OP's benefit calculator indicated.