Credit Score Help

craigmcdonagh

I am after some advice regarding my credit.I have recently been knocked back for a loan even though the bank says I am a very good customer.I joined a few credit scoring companies and have 4 negatives against my name.1 of the negatives is 3 debts adding up to about 1200 pound.If I pay this off would this then be cleared off my credit report ?

ashp_2

Are these 3 debts defaults? A default will remain on your credit file for 6 years from the date of the default.

DCFC79

craigmcdonagh wrote: »

I am after some advice regarding my credit.I have recently been knocked back for a loan even though the bank says I am a very good customer.I joined a few credit scoring companies and have 4 negatives against my name.1 of the negatives is 3 debts adding up to about 1200 pound.If I pay this off would this then be cleared off my credit report ?

I hope you not paying a monthly fee fro the reports.

There's 3 agencies, Experian, Equifax (Clearscore) and Call credit (Noddle)