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Credit Score Help

I am after some advice regarding my credit.I have recently been knocked back for a loan even though the bank says I am a very good customer.I joined a few credit scoring companies and have 4 negatives against my name.1 of the negatives is 3 debts adding up to about 1200 pound.If I pay this off would this then be cleared off my credit report ?

Comments

  • ashp_2
    ashp_2 Posts: 416 Forumite
    Ninth Anniversary Combo Breaker
    Are these 3 debts defaults? A default will remain on your credit file for 6 years from the date of the default.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 March 2017 at 4:49PM
    I am after some advice regarding my credit.I have recently been knocked back for a loan even though the bank says I am a very good customer.I joined a few credit scoring companies and have 4 negatives against my name.1 of the negatives is 3 debts adding up to about 1200 pound.If I pay this off would this then be cleared off my credit report ?

    I hope you not paying a monthly fee fro the reports.

    There's 3 agencies, Experian, Equifax (Clearscore) and Call credit (Noddle)
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