I am thinking of claiming a reclaim on PPI, but I still pay per month

[Deleted User]

PaulPR wrote: »

my main concern is that I have never had to make a claim and probably won`t so I was sold something I should not really had.

That's like seeking a refund on your household contents insurance because you haven't been burgled and probably won't be!

It's like wanting a refund on car insurance because you haven't crashed, or life insurance because you haven't died!

You need to understand that insurance is not mis-sold and won't be refunded simply because you haven't suffered a claimable event.