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Parent died and can't find life insurance policy

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Comments

  • HappyHarry
    HappyHarry Posts: 1,900 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AnotherJoe wrote: »
    If its done by post or online, OP can "be" the FIL.

    OP, please don't impersonate someone else to obtain information by deception. It's a criminal activity. Not the kind of thing that should be recommended on these forums.
    I am was an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • Why not visit their bank with the executor and see if they can look back for any relevant transactions? It depends how long ago they were paid up. But that sounds a possible faster route than the fruitless search of the house so far?

    Perhaps your father in law would view it more positively if he considered the possible financial reward and of course the fact she paid all those years so this money would be available.

    And he has the paperwork he needs to go to the bank with ....

    Don't impersonate. He has an obligation if he is the executor...
    I am just thinking out loud - nothing I say should be relied upon!
    I do however reserve the right to be correct by accident.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    agrinnall wrote: »
    Unless they ask the OP to explicitly confirm that they are the executor, in which case saying yes could be regarded as fraudulent (although they may not ask, I've never needed to do it so I don't know).

    I often made calls for Dad - after we finally got through to a person, Dad would take the phone, confirm his identity and say he wanted me to speak for him. We had the phone on speaker so that he could hear what was being said and chip in if he wanted to.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Mojisola wrote: »
    I often made calls for Dad - after we finally got through to a person, Dad would take the phone, confirm his identity and say he wanted me to speak for him. We had the phone on speaker so that he could hear what was being said and chip in if he wanted to.

    I've done the same for my mum, but the issue in this case is that the OP's FiL doesn't seem to be keen to do this.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    agrinnall wrote: »
    I've done the same for my mum, but the issue in this case is that the OP's FiL doesn't seem to be keen to do this.

    I posted in reply to agrinnall's post about phoning up possibly being regarded as fraudulent - not specifically in Ryan's case.
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