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Admiral Insurance, Offence?

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  • Car_54
    Car_54 Posts: 8,867 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I left Admiral after they wanted to increase premium after FULLY resolved third part liability claim in a different car to that insured. Their statistics claim once hit from behind by another negligent driver you become cursed and must be more of a risk.

    I think they'd argue that you don't become more of a risk, it's simply that you've now proved you're more of a risk!
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I left Admiral after they wanted to increase premium after FULLY resolved third part liability claim in a different car to that insured. Their statistics claim once hit from behind by another negligent driver you become cursed and must be more of a risk.

    Youtr new insurer has almost certainly applied a similar load to their premium although it's likely to have been been negated by their new customers discount
  • What ever happened to the concept of no fault accident?
    If I came round ,drunk, speeding , high on drugs and crash into your car while it is parked while you are indoors............ you become a greater risk.
    Just reinforced my low opinion of insurance industry, loyalty, a quality I value means nothing so become a new customer and get a discount paid for by the loyal mugs.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    What ever happened to the concept of no fault accident?
    It never existed in reality, and was only ever an attempt to deny what actually happened.
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