Admiral Insurance, Offence?

Vbuz

A year ago i was on "Whats driving us?" course for jumping red light. However on Admiral only option to declare awarness course is "Speed Awarness Course" . I was not speeding, and i was on a different course. Do they care only about speeding courses? Do i still have to declare "Whats driving us?" course somehow if there is no such option?

Billy_Bullocks

You'd need to ask them as they consider it a material fact. However they have no way of knowing if you've done a course or not.

Vbuz

So if i jumped a red light and took a course there is no way for them to find out i jumped a red light?

neilmcl

At the moment there's no way they'd know if you went on a speed awareness course either.

Billy_Bullocks

Not unless you tell them.

Vbuz

I see. So i dont have to declare it.. thank you.

Billy_Bullocks

Vbuz wrote: »

I see. So i dont have to declare it.. thank you.

If they ask you shouldn't lie.

neilmcl

Vbuz wrote: »

I see. So i dont have to declare it.. thank you.

That's not what was said.

debtdebt

You shouldn't lie but there is no way of them knowing if you did lie.

AdrianC

Vbuz wrote: »

A year ago i was on "Whats driving us?" course for jumping red light. However on Admiral only option to declare awarness course is "Speed Awarness Course" . I was not speeding, and i was on a different course. Do they care only about speeding courses? Do i still have to declare "Whats driving us?" course somehow if there is no such option?

Insure with somebody else. Admiral is the only insurer that asks.

Vbuz

@Adrian - Aside from Admiral, Elephant and Diamond which all ask these questions my next cheapest insurance is 400 pounds more expansive

EDIT:

I have found on their quote website option for "Driver improvement course from TS conviction" which would be jumping red light course i guess? But it increases premium by 1500 pounds! Speed Awarness Course increases only by 300 pounds. But it says "from TS conviction" - i was not convicted or anything.. i guess? I dont know what to do.. thank you in advance.

EDIT: Also on my "Whats driving us?" scheme where i was for jumping red light which would be TS offence there were people who were there for speeding so maybe i should just treat is as Speed Awarness Course?