Can't afford to stay in a relationship

Lioness_Twinkletoes

Lostformoney wrote: »

Which is one of the options we are looking at, living separately and me getting more support from the government as we simply can't afford to live under my partners wage.

That would be benefit fraud and should not be an option. Contact a debt company - your partner earns a good salary and you should be able to manage on this.

kingfisherblue

Do you get child tax credits OP?

Lostformoney

Bogalot wrote: »

I think the suggestion was that you all move closer to his work, not to split households. Your husband was part of the decision to have children, so he needs to be there to help you with them.

Even if you move into two households, don't be surprised if the DWP still treats you as one if you are still in a relationship with him.

I don't think that was the suggestion unless I've got it wrong? We live very close to his work.

Bogalot

Lostformoney wrote: »

I don't think that was the suggestion unless I've got it wrong? We live very close to his work.

You indicated your husband was away a lot, the suggestion was that you lived closer to wherever away is.

Why is your husband not helping you more at home? If he is working at different sites, then he needs to look for work where he can be home more to support you and your children. That has to be preferable to going it alone as a single parent.

Lostformoney

Lioness_Twinkletoes wrote: »

That would be benefit fraud and should not be an option. Contact a debt company - your partner earns a good salary and you should be able to manage on this.

It's not benefit fraud, we are talking about ending our relationship because we can't afford to be in it. I have four children and we will do anything to stop them being on the street, so long as it falls within the law.

Lostformoney

Bogalot wrote: »

You indicated your husband was away a lot, the suggestion was that you lived closer to wherever away is.

Why is your husband not helping you more at home? If he is working at different sites, then he needs to look for work where he can be home more to support you and your children. That has to be preferable to going it alone as a single parent.

No sorry if it's been confusing, we live where his work base is and where he is majority of the time. However he is away from his work base 5-6 times a year and it's not possible for us to follow. He cannot just leave his job, he would need to give a years notice.

Spendless

Other than your 2 week old, how many children and what ages are they? It might help with some suggestions given.

Lostformoney

Just to clarify, we have looked at all our debtors and have reduced the payments to the very minimum (£1) on them all except the finance plans which we can't reduce without losing the car or equipment.

In regards to the wheelchair, I had an NHS prescription however it only covers a percentage of my chair and doesn't cover equipment. The NHS only provides certain equipment and I've been given everything they can, we took out finance on the remaining cost of the chair and equipment. We cannot reduce this payment, or the equipment goes back

Bogalot

Lostformoney wrote: »

No sorry if it's been confusing, we live where his work base is and where he is majority of the time. However he is away from his work base 5-6 times a year and it's not possible for us to follow. He cannot just leave his job, he would need to give a years notice.

Then that's a year to sort your living situation out. It has to be a better solution than bringing up your children without a father.

Post a statement of affairs on the Debtfree Wannabe board. They'll help you get your budget sorted. You may think you've cut everything as much as you can, but they'll be able to find more ways to help.

Lostformoney

The only costs left is council tax, rent (which is almost half his income due to requiring a wheelchair adapted home), electricity, mobiles and internet (which we are stuck into contract with and rely on living rurally) school lunches/taxis and food