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Good time to invest in Vanguard LS80?
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It has limitations but it does what it is intended to do. Some prefer the L&GMI which has a wider spread and has a some active management in there.Safety has nothing to do with it. Statistically, phasing results in lower returns more often than higher returns. However, you wont know which option was best until 12 months later when you look back and wish you had done it the other way0
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