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Debit card refund

2»

Comments

  • TheShape
    TheShape Posts: 1,905 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Got a refund from Currys Nov 2016 for an item purchased Nov 2015. Refunded onto a Credit Card with a different number to the one used to make the purchase as Nationwide had replaced the card in June/July 2016.
  • rtho782
    rtho782 Posts: 1,189 Forumite
    Part of the Furniture 1,000 Posts
    jonesMUFCforever wrote: »
    ............In that case they would issue a cheque in name of cardholder.

    I don't think the cashiers (or even the managers) in Tesco have the ability to issue a cheque ;)
  • SuperAllyB
    SuperAllyB Posts: 884 Forumite
    Part of the Furniture 500 Posts Name Dropper
    rtho782 wrote: »
    I don't think the cashiers (or even the managers) in Tesco have the ability to issue a cheque ;)

    I wonder how they would get the name of the cardholder from the receipt even if they did!
  • Stevie_Palimo
    Stevie_Palimo Posts: 3,306 Forumite
    1,000 Posts Combo Breaker
    edited 20 February 2017 at 2:45PM
    SuperAllyB wrote: »
    I wonder how they would get the name of the cardholder from the receipt even if they did!

    They don't it is a debit card payment that is linked to an account and any refunds that are credited back to debit cards will just drop into the bank account that the card is held against.
  • SuperAllyB
    SuperAllyB Posts: 884 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Stevie_Palimo wrote: »
    They don't it is a debit card payment that is linked to an account and any refunds that are credited back to debit cards will just drop into the bank account that the card is held against.

    Thanks but I'm not stupid. My post followed on from an earlier one about issuing a cheque if the original.payment card was no longer active!
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    rtho782 wrote: »
    I don't think the cashiers (or even the managers) in Tesco have the ability to issue a cheque ;)

    They wouldn't - it would be forwarded to their appropriate department who would arrange to send out a cheque.
    You would not get an immediate refund in this instance.
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