Credit Card Debt from the UAE

garytryingtosave123

Hi All,

I worked in the United Arab Emirates in 2007 - 2008 and due to being made redundant i had to use my UAE credit cards to get my wife and children back to the UK.

I didn't hear anything regarding the credit card debt until last week when a UK Solicitor contacted me to say that they are taking me to court and filling for bankruptcy.

They say that the Limitations Act 1980 does not apply because the debt is from the UAE.

Having spoken to CAB and National Debtline they say this is a grey area in UK law and more and more people are being prosecuted.

I have also been made aware that if you are made bankrupt in the UK this does not wipe your debt in the UAE. If you return to the UAE you would still be arrested for leaving the debt and thrown in jail.

Are there any specialist UK Solicitors that can help with this matter?

DCFC79

I Dont believe you can be bankrupt in the uk for a UAE debt unless theres some agreement in place.

Do you want to pay the debt or not ? Must be alot if a solicitor is involved.

Depends i you want to return to UAE in the future.

There are specialists but I dont believe they are on the forum, you will have to seek 1 out yourself.

bengalknights

As its a foreign debt they can only pursue through the courts who can then decide what action to take, however its unlikely you would be bankrupted over it and it cant affect your UK credit record.

agrinnall

Why don't you just pay it, then all the problems would go away?

garytryingtosave123

The original debt in 2008 was just over £5000, they are now trying to say that I owe over £60,000.

garytryingtosave123

agrinnall wrote: »

Why don't you just pay it, then all the problems would go away?

I don't have a spare £60K in my back pocket!

Marchitiello

Check reply 5 on page 2 of this thread if it is the same sollicitor firm CCI https://forums.moneysavingexpert.com/discussion/3625183

I am not an expert, but whatever T&C you have signed, unless it is with a UK based bank, I do not think it should be enforceable here.

garytryingtosave123

This isn't a UK Bank, and the solicitors firm is Coyle White Devine, if you look at there website under Banking litigation it states "We are currently securing approximately 25 to 30 UK Court judgments each month for our UAE banking clients including American Express, Emirates NBD, Rak Bank, Mashreq Bank, First Gulf Bank, Standard Chartered Bank and Abu Dhabi Commercial Bank."

I would be interested to hear from anyone else that is being chased by them.

prenton01

Lived in Dubai for a few years left in 2012

The cars that were left in the airport with keys in were unbelievable lol top end porsche to lexus everything.

All from people who had lost there jobs and were fleeing back home

System

Why would your local court would accept jurisdiction?

garytryingtosave123

SPalin wrote: »

Why would your local court would accept jurisdiction?

Im not sure, that's what I would like to know