£67,031.92 is a frightening number indeed....

debtaghh

That's great, well done!

enthusiasticsaver

Small victories is what makes the difference and glad the nagging in your head won over the washing up bowl.

When you are debt free that is the time for luxuries but I would never pay £48 for a washing up bowl anyway. I went into my local John Lewis to pick up 2 new toilet brushes, they were £40 each :eek: so went next door to B and M and picked them up for £3 each and we don't have debt. I have a psychological block I think on refusing to pay what I consider to be unreasonable prices regardless of what shop they come from.

Wonderful that the extra on minimums will make such a difference to your DFD.

Silver_Queen

I am seriously so happy about that chair!!

Treadingonplaymobil

Admit it, you're all more impressed with the chair than the DFD improvement, aren't you?

Cherryfudge

No, no, the DFD is wonderful, see me happy dancing for you?

Well, I would if there were any dancing smilies.

And the chair is great too - more space, some cash, it goes to someone who'll love it - all good.

What really makes me happy is the washing up bowl victory.

Silver_Queen

Re: the DFD improvement:


:dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance:


Well done!

warby68

I'm most impressed by the washing up bowl victory, seriously

You 'live and breathe' a certain lifestyle aspiration and are finding it very difficult to switch that off. If I sent pics of washing up bowls to my husband at work he'd think I'd gone off my rocker lol. I know you're telling it as a funny story, but its a really telling one as well that with all you have to juggle, that sneaks in and steals quite a considerable amount of time and thought.

But you got there in the end so this might be a small but very significant victory

[Deleted User]

Treadingonplaymobil wrote: »

Ooh and and and... I listed that chair on eBay! It only started last night and has precisely zero bids and zero watchers, but hopefully it will get a tenner and, crucially, leave my house!

Yay! Hopefully it sells quickly for you.

Treadingonplaymobil wrote: »

Ooh, more exciting news. I've just redone our Stoozing snowball calculator based on our new balances and 0% deals. Our minimum repayment has gone up by £40, which we're going to try to keep up even when it reduces (DH recently had an annual % pay rise which gives us about £25 a month more, so we'll just pretend the pay rise never happened, and we're still waiting to hear about his hopefully bigger pay rise), and the 0% deal obviously means more repayment is going on the balance rather than interest, so the calculator has knocked a whopping SEVENTEEN MONTHS off our DFD, bringing it forward to March 2025. Will update signature shortly to reflect that.

Excellent news!! :T:T:T:T:T:T:T:T

Suffolk_lass

Treadingonplaymobil wrote: »

I am not enjoying coming down to a living room full of airers and dehumidifier this week - looks like less rain today, so hopefully I can get some laundry on the line. I resent the electricity the dehumidifier uses when it's summertime - I don't mind it in winter.

We use a Gnu rail (actually 4 poles in a double ended frame on a rope-pulley) for hanging clothes on. It is brilliant for drying clothes - like this one http://www.clothesairerstore.co.uk/index.php?main_page=product_info&cPath=22_29&products_id=97&zenid=6unjihb1253qd0uea06g853fl0 - I hang hangers on it and it sits above the boiler so it gets ambient heat from that. 10 minutes in the Tumble Dryer on to a hanger and dry overnight. - An old-fashioned but effective tool with no electricity.

I have been offline for a couple of days - boy does your diary shift!

I just wanted to add a well done :T for moving that MBNA balance to the 0% Barclaycard. And to suggest another thought for using your space differently.

You mention the children's room is huge. Could that be divided in such a way that you and your husband have the bigger part and your daughter has the smaller part? - giving your current bedroom to the two boys. You can then consider a much smaller option if the boys sharing becomes an issue in the future (room divider for example). I am guessing they have the upstairs dormer at the moment. You might want an additional dormer so the split room works better, obviously you know the layout and I don't. This also means you have a couple of years to plan for this as your eldest is only nine. Having his sister share is more likely to be an issue when he starts senior school I think.

JWPopps

I have to be totally honest here... I didn't even know it was possible to spend £48 on a washing up bowl! (Imagine me giggling into my coffee over here).

Not a criticism of you looking for the excellent design features (of course I searched for it after you mentioned it) but I'm totally baffled that these things can go for those prices!!! :eek: