£67,031.92 is a frightening number indeed....

Karonher

God luck with your new plans

MatyMoo

Another Lurker cheering you on from the side lines!

Recognising that you need to change course and to do things your way is brilliant and I pray it works for you. If nothing else, it will make you happier.

Life is too short to be miserable

motivated

Another one totally agreeing here. Your debt = your way!

Whatever works for you TOPM. Good luck and a happy new year to the TOPM household

Here's to a new year, new start :A

ellen_vannin

Glad to see you posting again , I was worried.

I admire your writing style and hope you continue posting.

Everyone has to suit themselves in the end , no right or wrong way to live.
It has to be more than just doable.

We are not here just to exist , and the kids grow up all to quickly.
Keep on going in the way that you have decided is right for you.

When you can fit in posts keep us all updated
Happy New Year to you and your family and good luck in 2019

Chrystal

Wishing you and all the TOPM household a Happy, Healthy and Prosperous New Year!

SO glad to see you posting, must admit I was also worried ( :eek:) and want to say Please keep posting.
The main things that people regret when they're older, in my experience, is the things they didn't have the courage to do, so take your Bull by the horns and enjoy it. I'm sure that being happy in what you're doing will make an enormous difference to your well being, and making your life feel worthwhile. Children grow up very quickly and regrets over time missed with them is to be avoided if at all possible. I'm sure that you can make this work for you and I'm sending positive thoughts out into the Universe for that.

Hope that all the 'lurgies' soon disappear, and don't show their faces again. ((hugs))

Silver_Queen

Glad to hear from you. Your approach sounds refreshing and hopefully will be just what you need. Good luck with your new business venture!

crunch_time

I’m interested in you doing it your way and love reading your updates!

You are fab at sticking to your principles and living your life your way and therefore paying your debt off your way.

Happy New Year!!

Crunch xx

hugglemonster

Echoing everyone else and also you don't have to justify how you live your life and how you want to manage your finances.

If there's one thing I've learn't over the last few months it's to create the memories now it can all go in the blink of an eye, there has to be a balance between paying the debt and enjoying the here and now.

Wishing you all the best for the new year and happiness for many to come!

H x

Honeysucklelou2

So glad you are ok. The need to live and not be pitching every penny while your children are little makes sense. Wishing you all the very best with your new business venture...sounds exciting, especially if it's something you are passionate about.

Happy New Year!

WelshKitty85

Glad to see you back. Happy new year to you and your family.