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£67,031.92 is a frightening number indeed....
Comments
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I've been using MySupermarket to keep track of things like laundry detergent, cleaning products, kitchen roll etc. I've realised that the biggest sizes are on sale somewhere so often that I feel like a mug if I am forced to buy them full price because I've run out. I'm lucky because I've got a choice of supermarkets within easy distance of home so I don't need to calculate travel costs vs shopping savings, and I can rely on my mum to add anything from Ocado to her online shopping (on the rare occasions that Ocado is the cheapest!)
Someone was telling me about B&M the other day, there isn't one near me but apparently it's very good for cleaning products etc.0 -
This might sound absolutely nuts, but is there a possibility you can dedicate one day a week or one day a month even, where you draft a huge number of social media posts and set them to post on a timer? I am sure there must be an app for it, and I feel it would be the most efficient way of doing it for you seeing as it seems to be something you find difficult to claw out the time for in your daily life. If there's not an app for it, I think I've just hit my equivalent of Facebook and will be a millionaire by the end of the year :rotfl:Debt Totals July 2019::
[STRIKE]£350 Natwest Credit Card [/STRIKE]/ ]Now £0 (paid off and closed 04/2017) £15,500 postgrad loan from parents/ Now £7,000 £5,000 sister loan/ Now £0[STRIKE]£500 train ticket loan from parents [/STRIKE]/ Now £0 (paid off 16/02/18)[STRIKE]£2,000 Overdraft[/STRIKE] Now £0 (paid off 09/03/18) £1,967.83 Barclays 0% card Now £0 Total £7,0000 -
Week 70: Day 3
Morning! I really must be efficient this morning as I have clients coming, and it's always a rush getting everything ready on a school day for them.
Silver Queen I used to get a bunch of social media posts ready at once, but actually I found I took disproportionately longer per post (I could lose a whole day to half a dozen posts). I do tend to do batches of photographs rather than taking pictures every day, but I compose the posts each day. I do find once I'm in the swing of it (as I am at the moment) it's less than 20 minutes a day. It's when I get out of daily posting that it feels so much harder, and can take me 45 minutes to compose a post, edit a picture and get it actually out there.
Georgiana Cavendish I should do that from now really. I have enough laundry stuff to last for a while but if I started keeping an eye out for things like that now I could stock up on bulk when it comes on offer. I only use eco laundry powder (shocker) and it isn't available everywhere, but it's really sensible to keep an eye out. Can MySupermarket be used to set up a price alert, or do you check manually?
To do yesterday
1. Social media post for work.
2. Clear emails.
3. Prep for clients at home tomorrow.
4. Make soup for clients. I have garlic roasting in the oven right now for pea and garlic soup. Because who doesn't want to roast garlic bulbs at 4:45am?!
5. Bake biscuits for clients.
6. Bake the sourdough that's been proving overnight.
7. Check in with DH regarding his list for this week.
To do today
1. Finish soup!
2. Last clean over of house before clients arrive.
3. Make tinned mackerel curry for dinner (after clients leave. Not sure the smell would add much to the experience).
4. Social media post.
5. Tidy away thoroughly once clients have left.
6. Book wildlife survey for planning permission.
7. Book asbestos survey.
Mini goals:
- £13.08/30 June rounding down pot.
- £2,782.37/£5,000 2018 debt repayment goal.
- £26.32 daily earning goal.Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
Garlic roasting at 4.45am and tinned mackerel curry?
You are mental (but I like you!)Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
I'm not sure about setting alerts on MySupermarket, I do it manually (it is a bit of a faff but the savings so far have outweighed it!)0
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Hi popping out of lurkdom :j
If you click on an item in Mysupermarket you can then select price alert. Your price alerts are then under the my fav tab and I think you get emails tooNST#14/20 -
Week 70: Day 4
Wow, chasing my tail this week! Really haven't done as much admin/background work as I'd like to, because I've been client facing so much. Suppose I shouldn't complain at earning money though!
*snow*white* thanks for the mysupermarket tip, I'll give it a try.
Positivebalance you mean other people aren't roasting garlic at 4:45am? You're all missing out, I assure you. :rotfl:
I have my mum staying. She is very much a details person, and I was sat outside while I had a cup of tea yesterday and was idly trying to work out the level we want our garden on, so we can tell the builders where to dump any extra earth (our garden has a gentle diagonal slope from back right to front left, we want to level it out a bit and needed to choose which level to do that at), and she ended up trying to design and layout my entire garden, right down to the size of paving slabs, and got really angry when I wouldn't commit to a shed size! Bearing in mind we haven't even applied for planning for the extension yet, which will come way before any garden landscaping, I think she might be being a little premature... I know she's only trying to help, but I really didn't need to be stuck outside for two hours yesterday deciding the exact placement of my patio instead of catching up with work.
Not a lot else going on. Today will inevitably be a bit of a washout, work-wise - my mum's 'payment' for coming and doing childcare is that I take her out for a coffee before she goes, which always takes up two or three of my precious child free hours - but I'm going to try to achieve some stuff.
To do yesterday
1. Finish soup!
2. Last clean over of house before clients arrive.
3. Make tinned mackerel curry for dinner (after clients leave. Not sure the smell would add much to the experience). Clients didn't end up staying for lunch, so we had their soup for dinner and I'll make this tomorrow.
4. Social media post.
5. Tidy away thoroughly once clients have left.
6. Book wildlife survey for planning permission.
7. Book asbestos survey.
To do today
1. Life coaching weekly check in with friend.
2. Stock order.
3. Social media post.
4. Clean dining room before it disintegrates again!
5. Clear emails.
6. Make food with the defrosted bits and bobs lurking in the fridge, or chuck them out (I defrosted some leftovers, some cooked veg and a few other things, and I think they're past it, but need to check)
7. Finish contract work for next week.
8. DH book wildlife survey.
9. Book asbestos survey
Mini goals:
- £15.09/30 June rounding down pot.
- £2,782.37/£5,000 2018 debt repayment goal.
- £25.95 daily earning goal.Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
It really doesn't sound as though your Mum realises how precious your time is! However, she may prove useful for garden design... eventually.
I hope you get unexpectedly heaps of stuff done today.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
*snow*white* wrote: »Hi popping out of lurkdom :j
If you click on an item in Mysupermarket you can then select price alert. Your price alerts are then under the my fav tab and I think you get emails too
That's good to know! Does it then tell you when the price on that item is cheaper in another shop, or is it tied to a particular supermarket?0 -
Treadingonplaymobil wrote: »4. Social media post.
To do today
1. Life coaching weekly check in with friend..
Hope you don't mind me asking -
1) I need help with social media on my own. I want to know how clients can "book now" rather than just send me a message. Any ideas
2) Do you pay for the life coching? I have been paying for life coaching to help me build my new business (still working in my "normal" job and I have been feeling some dissaproval from the few friends/famaily know know about it. One person said my life coach sounded like "a cheeky !!!!!" someone else said she was "pushy" While I would never want to be either of those things, my life coach is most certainly not worrying about her debt. She studied at/graduated from the school of Tony Robbins. I know she makes a 6 figure income and has a house with an electric gate!MBNA (Was £2000), Now £2, 900 (Expected date Dec/2020)
CAR (Was £300) Now £2, 000 (Interest free loan from family member)
**Want to be on my way to being debt free for 42**0
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