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good eligibilty not getting accepted?

sarahor
Posts: 6 Forumite
hi, i have done two eligibility checks one on here, and two with the higher % companies on their website, but have been declined. They were in the Highly Likely category. Does any one know why this may be?:mad:
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Comments
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Have you looked at all 3 of your credit reports? Do you have credit history?
Sometimes the card companies are looking for a certain type of customer. If they think you won't be profitable to them they may decline you.0 -
Also don't forget that even if you had a 95% chance of getting accepted then 5 out of a 100 scoring exactly the same would be turned down.
Unless it's a pre check that guarantees you acceptance then even with a highly likely you're never... well... guaranteed acceptance.DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Yes I've checked both Experian and clear score and they both in the fair category. I just want to transfer my balance but only the mainstream lenders such as Barclays and HSBC are in the high percentage0
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Even if you don't rate the usefulness of credit scoring, if they say 'fair' that would seem to indicate some underlying problems / issues.174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 20200
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I took out a mortgage around 5 months ago to which my score took a hit. There's nothing I can see on my file that would cause any problems. Thanks for your help0
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