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Iva help

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I am near the end of my 6 th year of my iva. I was asked to remortgage due to equity clause. As unable to remortgage have been asked to oay a further 12 months taking it to a 7 year iva.

However there was a condition added to the iva by one of the creditors stating we should not make more than 72 payments.

I queried this with the iva company and they said it was "ambiguous " and would have to hold a creditors meeting to decide whether they would honour it. Surprisingly they said they wouldn't and I would have to pay the further 12 payments making it an 84 month iva.

I would like to know if it is legal for them to do this

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