Property at Low risk of Surface water Flood

wellatori

Hi All,

I am interested in buying a property, but the Environmental Agency map shows that the property is at low risk of surface water flood. I need to know if this is something serious and I should not consider to buy that house.

Regards

sparky130a

It's nothing to worry about.

Because i can assure you they'll never be a property where anyone will say zero risk of flooding.

wellatori

sparky130a wrote: »

It's nothing to worry about.

Because i can assure you they'll never be a property where anyone will say zero risk of flooding.

Thanks for the quick response. But the same EA map shows so many properties around at no risk

sparky130a

wellatori wrote: »

Thanks for the quick response. But the same EA map shows so many properties around at no risk

Rubbish.

The EA's assessment is exactly that. Their opinion. And it's probably been modelled by a graduate sat behind a desk.

As someone who works in flood alleviation i am telling you that assessment means jack in most cases.

Neither the EA or i can tell you if a tsunami is coming. An extreme example granted but pertinent. All property purchases carry risk. Yours is low.

G_M

If the property gets flooded - it's serious.

If it does no, it isn't.

POPPYOSCAR

Some insurance companies will not insure you just by the postcode.

I have found that some insurers also now ask how far away the property is from a river etc.

Our property is in a flood risk area and the river sometimes floods and the road is impassable for a few hours.We have had problems over insurance even though our house itself would never be flooded.

I would get some quotes to see how easy/difficult it might be.

wellatori

POPPYOSCAR wrote: »

Some insurance companies will not insure you just by the postcode.

I have found that some insurers also now ask how far away the property is from a river etc.

Our property is in a flood risk area and the river sometimes floods and the road is impassable for a few hours.We have had problems over insurance even though our house itself would never be flooded.

I would get some quotes to see how easy/difficult it might be.

That is a good idea to get some quotes

spidereyes

sparky130a wrote: »

Rubbish.

The EA's assessment is exactly that. Their opinion. And it's probably been modelled by a graduate sat behind a desk.

As someone who works in flood alleviation i am telling you that assessment means jack in most cases.

Neither the EA or i can tell you if a tsunami is coming. An extreme example granted but pertinent. All property purchases carry risk. Yours is low.

My house is classed as being within an area at high risk of flooding based my postcode as I live about 50m from a stream and Canal. However this is done as it's taken from distance and nothing else.
In reality my house is top of a hill, if my house flooded even minimally from the stream/canal then 30+ other houses would have to be totally underwater - over the rooftops :rotfl:. Obviously that's not going to happen so the assessment means absolutely nothing

streetlovin

When I was looking for a property I always looked out for flood risk....when I hear anything along the line of 'floodplain' I pulled myself out instantly. Having a low flood risk shouldn't matter. If the report shows medium to high risk then that's another story. Like spidereyes says, reports mean jackshyte because they are usually based on distance from nearest water areas. I wouldn't worry too much about it.

If it was like one of the properties I went to view though, not only that it was built on a floodplain...near the entrance to the development there were 'road closed' signs up already, assuming they used very recently to manage the flood. lol Shame because the property itself was super nice.