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After 7 years my IVA is officially completed :j. Today I received my completion certificate which I've been dreaming about.

My IVA started March 2010 with Grant Thornton and to be honest they have been very good and I haven't had any issues with them.
When I my IVA started it was meant to be 5 years,but you can never plan what's going to happen in the future like my missus having a baby and having to take a payment break because funds were so tight.

I've been lerking for many years to see how other people are doing and how they are coping. There is light at the end of the tunnel and good luck everyone

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