Claim a lost mobile on home insurance.

HeMan_3

Hi all, just to let you know my dad lost his 6230 and had no insurance (or so we thought) any how it turned out that you can claim a mobile as a personal belonging under home insurance and thats what he done. He paid £50.00 exess!!!!! and got a new phone.

MarkyMarkD

Yes, you can but:

(a) not all household insurance includes cover for personal possessions away from the home - but it's easy and relatively cheap to add it on
(b) you MIGHT increase your house insurance premiums as a result of claiming for this sort of loss.

But it will generally be cheaper to add a phone to your household insurance than to buy the stand-alone insurance offered by most phone retailers - at least half of the premium for which is presumably commission for them.