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british gas default removal

hi,

we moved into a property in 2006 and left in 2008 where British gas were our suppliers.I thought all the bills were paid but got a letter in 2012 stating the debt.

On my noodle report i see they started a default in December 2011, 3 years after the debt began.

As we are planning on a mortgage i obviously want this default of the file. I know it will disappear in December this year but not wanting to wait that long so would a statue barred be a good route as the debt is 8/9 years old?

Also why does it take them 3 years to mark it as default?

Thank you
:beer:

Comments

  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    There are several threads about this going at the moment - you might want to ask one of the BGs to merge yours in as I think something might be going on with old BG alleged debts - seems lots are disputing there is a debt so you might be better off sharing information with the other posters? :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • ashp_2
    ashp_2 Posts: 416 Forumite
    Ninth Anniversary Combo Breaker
    Check this thread out
  • ashymcfc
    ashymcfc Posts: 15 Forumite
    iv had a read through the other thread and some interesting and helpful advice.

    if i go statue barred will they remove the defaults or will the file say 'settled'?

    cheers
    :beer:
  • ashp_2
    ashp_2 Posts: 416 Forumite
    Ninth Anniversary Combo Breaker
    ashymcfc wrote: »
    iv had a read through the other thread and some interesting and helpful advice.

    if i go statue barred will they remove the defaults or will the file say 'settled'?

    cheers

    If it over 6 years old it is statue barred. It would not show settled unless its settled. Either way if its over 6 years old it should not be there.
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