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Get a grip woman!

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  • Suffolk_lass
    Suffolk_lass Posts: 10,311 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well, we bought YS minced beef and trout in the SM to add to the veg we have in. Loads of fresh fruit and yet more veg. We are definitely having melanzane parmigiana this week - I have four aubergines in!

    Spent well under £50 though so all good for the last week of the month!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    some socks for DH (size 13 so unusual to find any at this sort of event). No wonder I have almost no cash left. On the other hand, it was a bit of a treat and I will get imaginative.
    Only so much you can do surely? Sock puppet? Draft excluder? Duster? Very short scarf?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Suffolk_lass
    Suffolk_lass Posts: 10,311 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    Only so much you can do surely? Sock puppet? Draft excluder? Duster? Very short scarf?

    I love those suggestions, there was I thinking of doing something with beans and pulses and just letting him put the socks on his feet. I much prefer your suggestions gg - made me laugh out loud :T:rotfl:
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A very late late comer to your diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,311 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    A very late late comer to your diary :)

    Ooh lovely, welcome :T
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ooh lovely, welcome :T

    Thank you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,311 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry about the radio silence on here. Very naughty of me. I think what knocked me back is the mis-judgement about the loan for the DG. Every morning I celebrate the decision to replace the very draughty, very noisy single glazed windows with the replacements. The most important benefit has been the reduction in noise. The local business that continues to flout their operator licence and planning permission by sending overweight trucks through the Village at speed, nearly two hours before their start time, continues to destroy the sleep pattern of our residents with old windows. Perhaps I need to get a grip. It is only one more payment. Just one more than I had been tracking.

    Hence no update this month. I had all the little emoji celebration things set up but the little balloons went a bit flat, waiting for the party to start. Ho hum. Time to PMU, DMO, SAOA, as Fred nearly sang to Ginger. "Speak" soon!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So the DG was very much needed.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can understand that, SL, another payment when you thought you'd finished would be really disappointing, it feels "extra", even though it isn't. Come back when you can!
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,311 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :dance: :dance: woohoo!

    Have made the final DG payment. That is it! Done. Finished. Nada. Actually, apart from the last month's spending on the CCs which will all clear in full, we are there on unsecured debt. It has all gone. Just that last annoying balance left on the mortgage.

    Now, do I keep rounding the mortgage down through Tilly Tidies, so that it is always a round figure, or shall I keep tidying in to the cash pot and then skim off everything above £10k to regularly reduce the mortgage balance?
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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