Get a grip woman!

Suffolk_lass

Not sure how I missed your reply KC - anyway have a lovely holiday. Teeth and weight setting into the groove (pun intended) - and I am up to 8lbs now. I'm happy with the pace of loss and don't feel deprived.

More later - I am looking at whether I could buy a house with the amount we have paid off since we started over-paying the mortgage (that record goes longer than this diary) it won't be as good as the post on mortgage free wannabees thread that I read this morning but maybe a beach hut or mobile home haha

Karmacat

Thanks SL! Long live beach huts, thats what I say

Suffolk_lass

This link to a property in a neighbouring town is how much we have paid off our mortgage since I started getting serious about paying it down in December 2012. It was £230,000 when we moved to this house in late November 2004 so we paid off £62,215.69 in the first eight years and so far £102,784.31 within the next 6 (with another month to go). I feel a bit more positive about the progress having worked this out !!!

System

Hi SL, always ready your thread , but don't comment.

I am looking forward to reading your plans for after retirement, apologies if you have already mentioned this.

Well done on the massive reduction on your mortgage in the past 6/7 years. Just goes to show with hard work and determination you can get far.

24ta

Have read your diary over past week.

You have done so well.

Subscribed

Treadingonplaymobil

Wow, amazing mortgage overpayment. <contemplates own paltry debt repayments>

We have often thought we might buy a flat or similar as a retirement income, but it's all so far away at the moment, logistically and in years, that it's very hard to contemplate seriously. Looking forward to see how your plans shape up.

Suffolk_lass

Thanks for your encouragement everyone. Armed with my smug-filter (it means I have a tendency to get all complacent) we went to the Suffolk Farmers market yesterday. The phrase "charged like a raging bull" comes to mind. We did succumb to some lamb and mint sausages from a local farm, and some dried beans and pulses that are all grown locally, oh and some herbs, oh dear, and some onions, and some socks for DH (size 13 so unusual to find any at this sort of event). No wonder I have almost no cash left. On the other hand, it was a bit of a treat and I will get imaginative.

I have just prepped a huge bag of veg to roast in with the shoulder of lamb that is already in the slow oven. I love all the squashes and onions that make such lovely meals at this time of year.

DH is off out with his Harley chums today and DS is not coming over until 4pm. I could be so productive.... or I could sit and luxuriate in reading the paper. I think I will go read the Business and Money pages - sort of educational relaxation (she says, attempting to justify her choice).

There is b-all money stuff to talk about as this is that dross stage of the month when just one or two things still need paying but most have settled.

Diets continue. Two more weeks on the 8-week thing. Hoping we can each lose 2lbs in that time. It should be do-abe if we are not too greedy.

Ooh, there is DH back early. No paper for me then!

Treadingonplaymobil

I love a good market, and always end up spending more than I should as it all looks so tempting!

Karmacat

Hi SL! Good for you on your market purchases - you bought eatables, and not sugary rubbish, and completely not useless tut, lovely quality stuff, its a nice treat. I've just found mint sauce again - smells *so* good!


Oh, and PS - thats very interesting about what you could buy with the overpayments you've made, a really good concept about how to encourage yourself.

Suffolk_lass

Oh bottoms! Don't you just hate it when something goes wrong? Having tracked my 0% loan for the double glazing since the beginning of this diary, I have miscalculated by one month, so still have the last payment to make in November.

Slight back door issue. I disassembled the sticking lock and then after cleaning out all the bits of spider and cobwebs, decided to screw the cover back on. It pinged out of my hand and bits flew everywhere. Cue call to DS to go buy a replacement. After much describing he said he would also get a lock like his front door. He bought both. Fortunately the yale one could be fitted quickly to secure the door, as the other one was a dead-bolt, not a sash bolt. Who knew? - well me now! Poor DH had to finish off my helpful intervention. Still need a sash bolt to sort it.

We have a slow weekend in prospect - good, we need it!