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Get a grip woman!

edited 30 November -1 at 1:00AM in Debt Free Diaries
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  • KarmacatKarmacat Forumite
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    Sounds a good deal to me, for sure :) 
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021.......... Bunny hugger
  • Suffolk_lassSuffolk_lass Forumite
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    My lovely Book Club neighbour dropped off a homemade card in a bag of fruit scones, strawberry jam and clotted cream as an Easter treat. Feeling very spoilt!

    I went to the open air market this morning and whizzed through the baker and fish monger but by then the queue for veg was too long for my parking so I walked along to the butcher and bought a joint of beef as an Easter treat and my card stopped working on contactless but was OK on pin. Then I went into the Coop and got fruit, crisps and hot cross buns only for my card to be blocked! Fortunately I had another. By the time I got home there was a message suggesting it was from the bank's fraud department.

    I can see how it looked. I managed to accidentally delete the message so sent a secure one telling them where I had been. The baker is based 45 minutes away in one direction, the fishmonger, is way up on the coast over an hour from here, then the Butcher is registered in another town to the Coop! 

    Better safe than sorry! - I need to re-fuel the car (4th time in a year) but it might have to wait now...

    Save £12k in 2020 - (#20) £7,085.43/£5k 141.7%
    Save £12k in 2021 - #26 aiming for £7,500 - £1,892.44 25.23% after Feb
    OS Grocery Challenge 2021 target £770.08/£3k 25.67% annual after March (+£500 contingency)
    My Debt Free Diary Get a grip Woman
  • Suffolk_lassSuffolk_lass Forumite
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    Hopefully all sorted as I had another call from the bank - it was automated but confident it was genuine and I was able to confirm the legit transactions were me. I really need fuel as I am driving on fumes.

    Probably a today job as we have a one-and-only dump tripped booked with the trailer. Only one day of slots for cars with trailers and you cannot go back for seven days (academic as Bank Holiday Monday is the only day in April) on the booking interface. We normally take three of those bulk bags every fortnight so you can imagine how much we have to get rid of. I am not putting bags that have been waiting over winter in my car. I have ordered a huge incinerator bin.

    My windscreen crack is growing towards my line of sight - up from the impact spot about 15cm and then curving round to the right for about 20-30 cm now. It's booked for a home replacement on Monday week. £115 excess!

    Save £12k in 2020 - (#20) £7,085.43/£5k 141.7%
    Save £12k in 2021 - #26 aiming for £7,500 - £1,892.44 25.23% after Feb
    OS Grocery Challenge 2021 target £770.08/£3k 25.67% annual after March (+£500 contingency)
    My Debt Free Diary Get a grip Woman
  • debtfreeonedaydebtfreeoneday Forumite
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    At least their fraud systems are working!
    DFW (08/08) £64,346.53 Gone for good (02/19)
    MFW (01/15) £59,986.52
  • greentgreent Forumite
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    Ouch to the windscreen excess :(
    I have a chip just below my vision line - when I was driving somewhere last year (30mph urban zone, so no real speed or major debris) a tiny stone flicked up from the vehicle in front- and made 'that' sound that meant I knew it was chipped before I even looked. Thankfully it hasn't increased yet, although I do find myself noticing it more. 

    And second what Kc said - annoying thing to happen, but it's a positive type thing overall.... 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2021 £169.55/£500 Decluttering 2021: 500/1000
  • Suffolk_lassSuffolk_lass Forumite
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    greent said:
    Ouch to the windscreen excess :(
    I have a chip just below my vision line - when I was driving somewhere last year (30mph urban zone, so no real speed or major debris) a tiny stone flicked up from the vehicle in front- and made 'that' sound that meant I knew it was chipped before I even looked. Thankfully it hasn't increased yet, although I do find myself noticing it more

    And second what Kc said - annoying thing to happen, but it's a positive type thing overall.... 
    @greent I think the excess for repairs is £10 - you should check your policy and get that chip filled - the resin stuff is brilliant these days. My repair has lasted years and my last insurer used auto-glass who say if the repair fails they replace the screen with no additional excess. Unfortunately my new insurer uses the other big glass replacement service.

    I think I should be back ok with the card now...

    Rushed over to DS's place yesterday to meet him part way to the bank. His Grandma (my Mum got my sis to post a cheque for the tax year that expires this weekend) sent him £1000 that needed to be deposited by 12.00 - our postman arrived just before 11.25! - he made it and I got fuel on the way home (phew, was running on fumes judging by the receipt!)

    Save £12k in 2020 - (#20) £7,085.43/£5k 141.7%
    Save £12k in 2021 - #26 aiming for £7,500 - £1,892.44 25.23% after Feb
    OS Grocery Challenge 2021 target £770.08/£3k 25.67% annual after March (+£500 contingency)
    My Debt Free Diary Get a grip Woman
  • greentgreent Forumite
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    Thanks S-L - I'll have a look at my policy:) 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2021 £169.55/£500 Decluttering 2021: 500/1000
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