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car written off.

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Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I don't think you will get very far with the claim for the road tax, the hire car has road tax so you're not in effect losing out on it
  • Aretnap
    Aretnap Posts: 6,103 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Likewise the third party insurer is liable for the cost of providing you with a like for like replacement hire car - not a bigger/more powerful one. If you did manage to get a more powerful one then good for you but it would be a big stretch to hold the third party liable for your extra petrol costs - if you were worried about the fuel consumption you could always have asked for a more exact match for your existing car.
  • You should be able to get the car hire and insurance premium rise covered. Any petrol in the written off car can be claimed too but you might find they claim the offer for the car includes it.

    Note that you need to minimise your costs. Get a new car quickly and don't keep the rental car longer than you need it.
  • chib
    chib Posts: 537 Forumite
    Part of the Furniture 100 Posts Home Insurance Hacker!
    Any petrol in the written off car can be claimed too but you might find they claim the offer for the car includes it.

    I'd support that argument too, where do you draw the line?

    "As I just rolled off the fuel court before I got hit I'd also like to claim;

    £20 for the half tank of fuel.
    £3 for the Yankee Candle Car Jar I opened before the crash
    £5 for the oil top up that I put in before the crash
    £3 for the fresh coffee that was spilled as I got hit"
  • Nasqueron
    Nasqueron Posts: 11,290 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks Missile:

    The amount I agreed with engineer is more than fair, why would I say no and expect it to be worth more, that's just unrealistic greed in my book. I have incurred the extra expense in the hire car is costing a dash sight more on fuel than my written off one, I'm loosing out on the road tax and no doubt my insurance premiums will rise. I would expect to seek recompense in regards to these costs!

    For reference, it's not about greed, it's about what you think the car is worth, what they think it's worth and what evidence you can provide so the former and latter can agreed a compromise.

    If they said, for example, the car was worth £10,000 and you found 10 adverts on ebay / local dealers for a car in the same condition with the same service history, one old lady owner etc that were all £15,000 then you have room to negotiate.

    If you can find a car of the same standard for £9,000 locally then you've done well off the deal.

    If you don't think the price they offered was right you should have challenged it, not accepted it.

    I suspect for many people, this is when they suddenly remember neck pains and joint issues and head off to the doctor and a no win no fee company

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Luckily the car was empty when hit.

    I should hopefully have a newish car next week, having to spend a few thousand so soon after Christmas is a tad sore but a newer and better car will be with me.

    The other driver has now been charged with careless driving!
  • chib wrote: »
    I'd support that argument too, where do you draw the line?

    "As I just rolled off the fuel court before I got hit I'd also like to claim;

    £20 for the half tank of fuel.
    £3 for the Yankee Candle Car Jar I opened before the crash
    £5 for the oil top up that I put in before the crash
    £3 for the fresh coffee that was spilled as I got hit"

    Why not go all out and claim for all your routine maintenance and the last service?
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