Waiting for heart bypass and insurance

ThinkingOutLoud_2

soworriedandafraid wrote: »

Husband went to doctors last night and he has a chest infection:j:j all that worry ! So glad you all made me force him to go as the worry was awfull! Now on with the wedding planning:beer:

Great. Lesson learned by him, we hope.

Get him back there to be checked and for the doctor to declare him fit and confirm if his chest is clear in good time before you go.

Now he has a new albeit hopefully short lived condition, you MUST tell your insurer before you travel. Obviously, it may costs a bit more to cover - but same deal on costs if it recurred abroad and he ended up in hospital or unable to fly till it was better.

It depends which insurer as to what exactly they will ask, but expect it to include if the infection has gone or not and if you doctor thinks he can go.

Pay any extra they ask and enjoy the wedding :-).

Torry_Quine

soworriedandafraid wrote: »

Husband went to doctors last night and he has a chest infection:j:j all that worry ! So glad you all made me force him to go as the worry was awfull! Now on with the wedding planning:beer:

So all the worry was over something very treatable. Silly man

ThinkingOutLoud wrote: »

Great. Lesson learned by him, we hope.

Get him back there to be checked and for the doctor to declare him fit and confirm if his chest is clear in good time before you go.

Now he has a new albeit hopefully short lived condition, you MUST tell your insurer before you travel. Obviously, it may costs a bit more to cover - but same deal on costs if it recurred abroad and he ended up in hospital or unable to fly till it was better.

It depends which insurer as to what exactly they will ask, but expect it to include if the infection has gone or not and if you doctor thinks he can go.

Pay any extra they ask and enjoy the wedding :-).

You're right but will he let the insurer know!

ThinkingOutLoud_2

Torry_Quine wrote: »

You're right but will he let the insurer know!

Fair question - to be fair they have declared his heart condition before all this - so I think / hope they understand the chest infection needs declaring too...

But, I appreciate you endorsing the need :-)

Often cited male reticence to go anywhere near a GP appears to have some merit as an accusation and not simply to be oblique sexism.

katejo

You would already have to declare it to the insurer anyway (without going to the doctor). Without a diagnosis the insurer wouldn't cover you if his conditioned worsened so you could have an expensive medical bill. He needs to go to the doctor.

ThinkingOutLoud_2

katejo wrote: »

You would already have to declare it to the insurer anyway (without going to the doctor). Without a diagnosis the insurer wouldn't cover you if his conditioned worsened so you could have an expensive medical bill. He needs to go to the doctor.

Katejo. This is a long thread so you may have missed that in the end he did go. He didn't know what it was till he went.
So he needs to declare what turned out to be a chest infection. And I suspect his insurer will expect him to confirm he is fit to travel with his doctor once again ; hopefully once the infection has gone.