Waiting for heart bypass and insurance

soworriedandafraid

We are due to go on holiday in 5 weeks and my husband is getting chest pains . He has a stent from 10 years ago and he thinks he may need a bypass. We are travelling for my daughters wedding and he's worried if he goes to doctors he won't be able to get travel insurance. Anyone know if he would get insurance ? We already have a policy in place but he would have to declare this new information if he went to doctor

Torry_Quine

Please get him to go to his gp. Chest pains especially when he already has heart disease shouldn't be ignored.

Quentin

When applying for travel insurance they normally ask if you have ever had heart problems, so he won't "get away" with saying no (if he survives that long without treatment!)


Make him go to the Docs now!!


(On a practical note point out to him how much this will end up costing should he take ill abroad and his insurance is voided when they discover the truth)

soworriedandafraid

But that's why he won't go to doctors because the insurance know he had stents fitted ten years ago, so if he doesn't go to docs with this they won't know so he will be covered.

tberry6686

and if they find out ?

pinkteapot

I assume he's worried that he then won't be insured and so won't be able to go in case something happens while abroad. But does your daughter really want her dad to risk his life to attend her wedding?

Plus it's going to ruin it for you because you'll be so worried about him.

Get him to the doctors. It may turn out to be something minor and not even heart related!

agrinnall

Your husband is a selfish idiot. You and your daughter should get together and tell him that unless he goes to his GP now then the wedding will be postponed, and it'll be his fault.

Nasqueron

soworriedandafraid wrote: »

But that's why he won't go to doctors because the insurance know he had stents fitted ten years ago, so if he doesn't go to docs with this they won't know so he will be covered.

So he'd rather ignore symptoms and risk actually having a fatal incident while abroad just to save a few quid on insurance? The man is an idiot and needs to be told so, what would ruin the wedding - him not being able to travel for his own safety or him dying abroad?

Torry_Quine

soworriedandafraid wrote: »

But that's why he won't go to doctors because the insurance know he had stents fitted ten years ago, so if he doesn't go to docs with this they won't know so he will be covered.

Will he though? Were something to happen the question will be asked about his symptoms with his history.

He is being very shortsighted about this. I'm sure your daughter wants him healthy.

ThinkingOutLoud_2

soworriedandafraid wrote: »

But that's why he won't go to doctors because the insurance know he had stents fitted ten years ago, so if he doesn't go to docs with this they won't know so he will be covered.

Every other post is right.

Firstly, if he has chest pain - ACT NOW!
(no end of people not here who ignored such things)

Secondly, if he is seriously ill with heart conditions, worried about the same while flying at over 30,000 feet for hours with no paramedic or ambulance able to get to him (which is what I assume is planned) is about as much additional risk as you could imagine.

Thirdly, you are right - if he goes to the doctor (to save his life we might figure), this may mean his insurance company will NOT cover him to travel. If that is the case, then they will, assuming his prior health was all declared, be forced to pay a cancellation claim.

That may be small comfort BUT the alternative of travelling uninsured with such conditions would be unbelievably dumb. Costs would be extreme for so serious a condition, he would not be permitted to fly for many weeks and / or need a medical repatriation. If you want to sell your house to pay for this ... maybe your daughter will have to do the same (it HAS happened).

So if all that felt a bit unsympathetic - I do hope he gets seen pronto and it sorts itself out or can be "fixed". But, ignoring this this is not choice any sane person will dither over, as is clear.

It is true once treated, he will not get travel insurance easily / cheaply until his recovery is well underway. But, that is the least of his concerns right now!

soworriedandafraid

Husband went to doctors last night and he has a chest infection:j:j all that worry ! So glad you all made me force him to go as the worry was awfull! Now on with the wedding planning:beer: