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Payment A Day Chapter 18
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That sounds a lot better @Deleted_User and it'll give you greater control of the repayments too. I make all my overpayments by faster payment, as I've set up my credit cards as payees, and it makes it so easy to PAD.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
£1.50 sent to debt x1
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£2.08 sent to debt x1
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The total for 26th June was £30.64
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Back with a pay day PAD of £1362.87 to various places
As we approach the end of the month, do we have any volunteers for counter-upper duties in July?LMDLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Cracking PAD @LittleMissDetermined!
My PAD for today is £1 to CC2 again please
Struggling for funds in my account as desperate for fuel and have less than £100 to last me 2 weeks 
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
£4.43 to debt x2
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£4.09 to debt x2
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£1.83 to debt x2
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Back again with £50.46 to 1p challenge
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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