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Payment A Day Chapter 18

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Comments

  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Evening all, I've just been catching up on the posts on here as I'm waiting on pay day next week before I can make some more PAD's.  Everyone is doing really well.  Liked your post @keedie re MBNA comp and the best bit of news there, is that you haven't had to increase your debt, Fab.  Happy days, Indi x
  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Yes it’s really a relief that the debt hasn’t increased @IndiJonesi. Especially as I may need that card for a balance transfer next summer as I won’t have cleared my Barclaycard before the 0% interest runs out. 

    I’ve got nothing to PAD either aside from direct debits. But I’ll be doing a ruthless but realistic budget before I get paid on 24 June, so that I know what’s happening with my money and how much I may have available for PADding. But you’ve done really well this month Indi. x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Debt-free and Proud! First Anniversary Photogenic
    £4.59 sent to debt tonight xx
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic

    The total for 19th June was £5.59

    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Back with my own PAD of £1 to CC7 today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all, £150 PAD to MBNA please. 

    I had the direct debit set to minimum payment last week, but realised last night hat I made the change within the 14 day window for the DD, so the normal amount came out. Need to have a think on how to deal with that now, as that's £125 extra I wasn't expecting to pay that today  :#.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Back again with £2 to sealed pot
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 June 2022 at 10:30AM
    Morning 

    Various payments made today. 
    £384.81 to loan
    £332.23 bills
    £180 to savings
    PAD £1.36 save the change to Lloyds CC
    Total - £898.40

    Thanks 😊 
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Squirrelz92
    Squirrelz92 Posts: 771 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Morning,

    PAD for me of £2.50 please :)
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Debt-free and Proud! First Anniversary Photogenic
    £6.63 paid towards debt today x
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