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Payment A Day Chapter 18
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Evening all, I've just been catching up on the posts on here as I'm waiting on pay day next week before I can make some more PAD's. Everyone is doing really well. Liked your post @keedie re MBNA comp and the best bit of news there, is that you haven't had to increase your debt, Fab. Happy days, Indi x4
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Yes it’s really a relief that the debt hasn’t increased @IndiJonesi. Especially as I may need that card for a balance transfer next summer as I won’t have cleared my Barclaycard before the 0% interest runs out.I’ve got nothing to PAD either aside from direct debits. But I’ll be doing a ruthless but realistic budget before I get paid on 24 June, so that I know what’s happening with my money and how much I may have available for PADding. But you’ve done really well this month Indi. xDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
£4.59 sent to debt tonight xx3
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The total for 19th June was £5.59
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Back with my own PAD of £1 to CC7 today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Morning all, £150 PAD to MBNA please.
I had the direct debit set to minimum payment last week, but realised last night hat I made the change within the 14 day window for the DD, so the normal amount came out. Need to have a think on how to deal with that now, as that's £125 extra I wasn't expecting to pay that today
. Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
Back again with £2 to sealed pot
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning
Various payments made today.
£384.81 to loan
£332.23 bills
£180 to savings
PAD £1.36 save the change to Lloyds CC
Total - £898.40
Thanks 😊Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Morning,
PAD for me of £2.50 please
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003 -
£6.63 paid towards debt today x3
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