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Payment A Day Chapter 18
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Welcome aboard @adeley! It's great that you're able to make additional payments and you've got a good PAD value there as well. I must warn you though, you'll probably get addicted to making all of these small payments when you see how much you're able to clear by doing so. Best of luck with your debt free journey, I can see from your signature that your NSDs are doing really well too. I struggled to get my second today, but it does feel good doesn't it?
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Hi Keedie,
Thanks so much, my phone signal is playing up and I missed a payment on the 10th - I was beyond annoyed as the only way I can pay is via the automated phone service!
My PADS are from items I've sold or money I've earned so far so I'm sure they'll be days where the amounts are lower.
It's taken me a good 6 months but my head is finally in the right place to be hyperfocused on shifting debt. Right now I'm going after the debts with everything I've got.
Thanks so much for your encouragement - wishing you the best of luck too. I read through your DFW diary last night and can resignate with alot of what you've been through.
This community is great isn't it. Definitely a safe and supportive place xxx3 -
Of course you can, welcome @AdeleyDeleted_User said:Hello can I join please. I started making regular payments to my barclaycard partner finance plan on the 9th. I'll add up the payments for June in the next post...Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
The total for 12th June was £32.99
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
Back with my own PAD of £29 to regular bill and CC7
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
£2.63 made to Finance plan debt
4 -
Morning
PAD of £10.45 to Lloyds CC - Prolific cashout and save the change plus £90 in regular bill payments, Total - £100.45
Thanks
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
3 -
Back with £4.20 to the sealed pot (change from MOT payment)
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
£6.41 sent to debt this evening
2 -
Evening, £1 to cc1 for me please, thanks, Indi x1
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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