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Payment A Day Chapter 18

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Comments

  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    kirtsypoos wrote: »
    My PAD for today is a bit of a big deal for me. I have been very fortunate and will be very nearly debt free after this....

    £9300.00

    Thanks for the encouragement Mrs

    Now you are in for a very difficult (was for me) final stretch of debt busting. I was supposed to be debt free in the April - the last wee bit was so hard it wasn't till the October then I had no money for months!!!

    But seriously being in debt to being debt free is like light and dark and you can so do this!!!

    So I am looking for something highly nutritious and effective for your last stretch of debt busting this morning (in my Monday morning procrastinations LOL)
    stressfreefullenglis_67721_16x9.jpg

    Have a great day paddingtons :)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • sashybo
    sashybo Posts: 4,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, just my usual £1 to loan no1 today.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £9,707 Car loan CC 0% BT £4500. Debt Free Diary to try & keep spending in check.
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon PADdingtons!!

    £66.40 was yesterdays wonderful total :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Scraped together £5 from the small change jar, paid across to cc.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Erme I missed your post earlier but that breakfast looks lovely!! Might prod OH in the morning and see if he can be persuaded to cook up a storm before work....unlikely :rotfl:
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    My PAD is £18.50- pmt to M&S cc - thanks Kirsty :T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :)

    Great going with all the fantastic PADs :T - Keep up the great efforts!

    Wishing you all an extra blessed PADay:);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £9.40 paid off today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Rosesandrainbows
    Rosesandrainbows Posts: 35 Forumite
    Third Anniversary 10 Posts Combo Breaker
    Good morning all :)

    Is it possible I can join in? I have been lurking this forum for a while now and thinks it's time I got stuck in.

    Having always been a fairly good saver it all came to a holt when we bought our house and that was quite some time ago now. Since then I have had no spare cash to do anything with and feel Pading might help me get back on track. It might take a while but I hope you'll have me :)

    My first challenge will be to save up some sort of emergency buffer. My initial aim will be for £200.

    I will check the bank account now and see what I can shuffle around for today.

    I better get started.
  • Rosesandrainbows
    Rosesandrainbows Posts: 35 Forumite
    Third Anniversary 10 Posts Combo Breaker
    So a quick bank account shuffle has resulted in my first PAD of £6.75 :j
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